Charleston County property record for 474 Commonwealth Rd, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,514 sqft · built 1997 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $544,000 (Apr 2015) |
| Tax Bill | $2,810 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 596-08-00-003 |
| Primary APN | 596-08-00-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,514 sqft Living Area |
| Gross Area | 4,356 sqft |
| 1st Floor Area | 1,842 sqft |
| Upper Floors Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 312 ft deep x 105 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 404 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Boat Lift | Boat Lift |
| Heating System | Heat Pump |
|---|
| Street Address | 474 COMMONWEALTH RD |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-8317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -DARRELL CREEK PLANTATION SUBDIVISION NAME -RIVER STATION DESCRIPTION -LOT 3 BLK A |
| Legal Subdivision | DARRELL CREEK PLANTATION SUBDIVISION NAM |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 4617 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 474 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2015 · Amount on Record |
| Deed Sale | Apr 2, 2015 · Amount on Record |
| Deed Book / Page | 466 / 602 |
| Prior Transfer Date | Jan 12, 2005 |
| Prior Transfer Doc | 00F5230122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 474 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0009820848 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 982/848 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,810.00 (+5.8%) | $720,763 (+2,775%) Land $301,715 Building $419,048 | $1,223,200 (+89.64%) Land $573,200 Building $650,000 |
| 2024 | $2,656.00 (+7.49%) | $25,070 (-) | |
| 2022 | $2,471.00 | $25,070 | $645,000 (-) Land $270,000 Building $375,000 |
| 2020 | $645,000 Land $270,000 Building $375,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 359 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 359 in force |
| Nearby Flood Claims | 7 (1994–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T.
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