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474 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 474 Carmel Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,016 sqft · built 1996
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$427,000 (Sep 2025)
Tax Bill$1,766 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-36-11-77-*-64

Property Details

APN / Parcel Number

Primary APN26-36-11-77-*-64
Alternative APNs
  • 26-36-11-77-00000.0-0064.00
  • 2615205

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,016 sqft Living Area
Gross Area3,023 sqft
1st Floor Area2,016 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area9,583 sqft (0.22 acres)
View / LotLake Front
Garage TypeAttached
Garage Area510 sqft
PorchScreened/Unfinished Porch
Porch Area497 sqft
Deck Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2615205
Street Address474 CARMEL DR
CityMELBOURNE
StateFL
Zip32940-7778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionMISSION LAKE VILLAS UNIT TWO LOT 64
Legal Range36E
Legal Township26S
Legal Section11
Legal SubdivisionMISSION LAKE VILLAS UNIT TWO
Legal Lot Number64
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group3
Census Block3003
Census Tract63109

Owner

Source: Brevard County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address474 CARMEL DR, MELBOURNE, FL 32940-7778
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2025 · Amount on Record
Deed SaleSep 30, 2025 · Amount on Record
Prior SaleJun 18, 2025 · Amount on Record
Deed Document Number2025196549
Deed Book / Page10443 / 1590
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 30, 2025
Property Address474 CARMEL DR, MELBOURNE, FL 32940-7778
Document Number0104431590
Book / Page10443 / 1590
Map ReferenceMB 38 PG 53
Instrument DateSep 29, 2025
Instrument2025196549
Transaction TypeTransfer
Record UpdatedOct 15, 2025
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,989.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address960 LONG MEADOW LN, MELBOURNE, FL 32940-7825

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address474 CARMEL DR, MELBOURNE, FL 32940-7778

Mortgage

Document Number0104431592
DateSep 30, 2025
Instrument10443/1592
Lender
NameSPACE COAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateOct 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.12%
Max Rate10.1%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,210 (+53.76%)$385,430 (-2.09%)
2025$1,766.00 (+11.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$200,450 (+2.9%)$393,650 (-4.04%) Land $82,500 Building $311,150
2024$1,588.00 (+2.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$194,810 (+3%)$410,210 (-5.46%) Land $93,500 Building $316,710
2023$1,552.00 (+6.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$189,140 (+2.99%)$433,880 (+14.13%) Land $115,500 Building $318,380
2022$1,456.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$183,640$380,160 Land $104,500 Building $275,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 149 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies149 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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