4847 Cap Stine Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4847 Cap Stine Rd, Frederick, MD 21703 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,668 sqft · built 1990
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Jun 2018)
Tax Bill	$6,857 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-441020`

Property Details

APN / Parcel Number

Primary APN	`23-441020`
Alternative APN	`441020`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,668 sqft Living Area
Gross Area	3,196 sqft
1st Floor Area	2,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	968 sqft
Porch	Open Porch
Porch Area	180 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	441020
Street Address	4847 CAP STINE RD
City	FREDERICK
State	MD
Zip	21703-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 322 SEC 3 PLAT 1 CAP STINE RD W FREDK HIGHLANDS
Legal Subdivision	WEST FREDERICK HLNDS SEC 03 PLA
Legal Lot Number	322
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2004
Census Tract	752303

Owner

Source: Frederick County records · APN 23-441020

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4847 CAP STINE RD, FREDERICK, MD 21703-7401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage NEW WINDSOR STATE BANK
Oct 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Nov 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY CAP MTG
Jun 20, 2018	Grant Deed, Transfer · Conventional Mortgage NWSB BANK
Mar 29, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	Aug 01, 2000 · Amount on Record
Deed Book / Page	12477 / 396
Last Transfer Date	Sep 23, 2021
Transfer Doc	0154470438
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4847 CAP STINE RD, FREDERICK, MD 21703-7401
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4847 CAP STINE RD, FREDERICK, MD 21703-7401

Mortgage

Document Number	0161040050
Date	Aug 25, 2022
Book Page	16104/50

Lender

Name	NEW WINDSOR STATE BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Amount	Amount Recorded

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Oct 29, 2021
Property Address	4847 CAP STINE RD, FREDERICK, MD 21703-7401
Document Number	0154470438
Book / Page	15447 / 438
Map Reference	MB 19 PG 112
Instrument Date	Sep 23, 2021
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4847 CAP STINE RD, FREDERICK, MD 21703-7401

Mortgage

Document Number	15447444
Date	Oct 29, 2021
Instrument	15447/444

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4847 CAP STINE RD, FREDERICK, MD 21703-7401
Document Number	0143870077
Instrument Date	Nov 05, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4847 CAP STINE RD FREDERICK MD 217037401, FREDERICK, MD 21703-7401

Mortgage

Document Number	0143870077
Date	Dec 22, 2020
Book Page	014387/000077

Lender

Name	BAY CAP MTG
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 20, 2018
Property Address	4847 CAP STINE RD, FREDERICK, MD 21703-7401
Document Number	0124770396
Book / Page	012477 / 000396
Instrument Date	May 24, 2018
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4847 CAP STINE RD FREDERICK MD 217037401, FREDERICK, MD 21703-7401

Mortgage

Document Number	124770402
Date	Jun 20, 2018
Book Page	012477/000402

Lender

Name	NWSB BANK
Address	16 LINCOLN SQ, GETTYSBURG, PA 17325-2205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 29, 2017
Property Address	4847 CAP STINE RD, FREDERICK, MD 21703-7401
Document Number	0117430213
Book / Page	011743 / 000213
Instrument Date	Mar 21, 2017
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4847 CAP STINE RD FREDERICK MD 217037401, FREDERICK, MD 21703-7401

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$713,100 (+11.43%) Land $145,100 Building $568,000	$713,100 (-) Land $145,100 Building $568,000
2025	$6,857.00 (+6.29%) Homeowner's exemption	$639,933 (+29.65%)	$713,100 (+44.47%) Land $145,100 Building $568,000
2024	$6,451.00 (+8.73%)
2023	$5,933.00 Homeowner's exemption	$493,600 Land $103,800 Building $389,800	$493,600 Land $103,800 Building $389,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217523032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 13% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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