4843 Cap Stine Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4843 Cap Stine Rd, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,156 sqft · built 2001
Lot Size0.97 acres (42,253 sqft)
OwnerCompany Name on Record
Last Sale$495,000 (Aug 2025)
Tax Bill$6,463 (2025)
Deeds & MortgagesAug 2025 Sale
May 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-441039

Property Details

APN / Parcel Number

Primary APN23-441039
Alternative APN
  • 441039

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,156 sqft Living Area
Gross Area2,984 sqft
1st Floor Area1,078 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area42,253 sqft (0.97 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area530 sqft
Deck Area802 sqft
Gazebo144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number441039
Street Address4843 CAP STINE RD
CityFREDERICK
StateMD
Zip21703-7401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 323 SEC 3 PLAT 1 CAP STINE RD W FREDK HIGHLANDS
Legal SubdivisionWEST FREDERICK HLNDS SEC 03
Legal Lot Number323
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group2
Census Block2004
Census Tract752303

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11764 OWENS GLEN WAY, NORTH POTOMAC, MD 20878-2359
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2025Special Warranty Deed, Transfer
CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS
May 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2025 · Amount on Record
Deed SaleAug 27, 2025 · Amount on Record
Prior SaleOct 25, 2002 · Amount on Record
Deed Book / Page17488 / 166
Record UpdatedOct 29, 2026

August 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateAug 27, 2025
Property Address4843 CAP STINE RD, FREDERICK, MD 21703-7401
Document Number0174880166
Book / Page17488 / 166
Map ReferenceMB 19 FO 112
Instrument DateAug 22, 2025
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyCLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS

Transaction

AmountAmount Recorded
Tax$2,525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11764 OWENS GLEN WAY, NORTH POTOMAC, MD 20878-2359

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4843 CAP STINE RD, FREDERICK, MD 21703-7401
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyEXCALIBUR TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0129440242
DateMay 1, 2019
Book Page12944/0242
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4843 CAP STINE RD, FREDERICK, MD 21703-7401
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyEXCALIBUR T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4843 CAP STINE RD, FREDERICK, MD 21703-7401

Mortgage

Document Number0142850069
DateNov 20, 2020
Book Page14285/69
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$582,100 (+12.63%) Land $141,600 Building $440,500$582,100 (-) Land $141,600 Building $440,500
2025$6,463.00 (+38.25%)$516,833 (+33.79%)$582,100 (+50.69%) Land $141,600 Building $440,500
2023$4,675.00$386,300 Land $99,000 Building $287,300$386,300 Land $99,000 Building $287,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Cap Stine Rd

Nearby Streets

Search Property Records by Address or Parcel Number