Frederick County property record for 4851 Cap Stine Rd, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,657 sqft · built 1984 |
| Lot Size | 0.921 acres (40,118 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Jan 2021) |
| Tax Bill | $5,219 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-441012 |
| Primary APN | 23-441012 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,657 sqft Living Area |
| Gross Area | 3,185 sqft |
| 1st Floor Area | 2,085 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,118 sqft (0.921 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 441012 |
|---|---|
| Street Address | 4851 CAP STINE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 321 SEC 3 PLAT 1 CAP STINE RD W FREDK HIGHLANDS |
| Legal Subdivision | WEST FREDERICK HIGHLANDS |
| Legal Lot Number | 321 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 752303 |
Source: Frederick County records, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4851 CAP STINE RD, FREDERICK, MD 21703-7401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 25, 2021 | Grant Deed, Transfer HOME SETTLEMENT CTR LLC |
| Mar 1, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage NATIONSTAR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2021 · Amount on Record |
| Deed Sale | Jan 25, 2021 · Amount on Record |
| Prior Sale | Aug 8, 1997 · Amount on Record |
| Deed Book / Page | 14485 / 201 |
| Prior Transfer Date | Jan 26, 2017 |
| Prior Transfer Doc | 0116960284 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4851 CAP STINE RD, FREDERICK, MD 21703-7401 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0154840065 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 15484/65 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 25, 2021 |
| Property Address | 4851 CAP STINE RD, FREDERICK, MD 21703-7401 |
| Document Number | 0144850201 |
| Book / Page | 014485 / 000201 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | HOME SETTLEMENT CTR LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4851 CAP STINE RD FREDERICK MD 217037401, FREDERICK, MD 21703-7401 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 1, 2017 |
| Property Address | 4851 CAP STINE RD, FREDERICK, MD 21703-7401 |
| Document Number | 0116960284 |
| Book / Page | 011696 / 000284 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2017 |
| Title Company | VANTAGE POINT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
| Document Number | 116960292 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 011696/000292 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2047 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $480,700 (+34.69%) | $542,600 (+52.03%) Land $139,000 Building $403,600 | |
| 2024 | $5,219.00 (+20.53%) | ||
| 2023 | $4,330.00 | $356,900 Land $101,800 Building $255,100 | $356,900 Land $101,800 Building $255,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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