4825 Cap Stine Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4825 Cap Stine Rd, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,352 sqft · built 1983
Lot Size3.23 acres (140,699 sqft)
OwnerIndividual Name on Record
Last Sale$427,500 (Jan 2017)
Tax Bill$5,531 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-440962

Property Details

APN / Parcel Number

Primary APN23-440962
Alternative APN
  • 440962

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,352 sqft Total Area
1st Floor Area1,176 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area140,699 sqft (3.23 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number440962
Street Address4825 CAP STINE RD
CityFREDERICK
StateMD
Zip21703-7401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 301A SEC 3 PL 1 3.238 ACRES W FREDERICK HIGHLANDS
Legal SubdivisionWEST FREDERICK HIGHLANDS
Legal Lot Number301A
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group2
Census Block2004
Census Tract752303

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4825 CAP STINE RD, FREDERICK, MD 21703-7401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Jan 9, 2017Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2017 · Amount on Record
Deed SaleJan 9, 2017 · Amount on Record
Prior SaleDec 14, 2005 · Amount on Record
Deed Document Number0011604217
Deed Book / Page11604 / 217
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4825 CAP STINE RD, FREDERICK, MD 21703-7401
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyNATIONAL SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145010190
DateFeb 1, 2021
Book Page14501/190
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 9, 2017
Property Address4825 CAP STINE RD, FREDERICK, MD 21703-7401
Document Number0116040217
Book / Page11604 / 0217
Map ReferenceMB26 PL116
Instrument DateNov 18, 2016
Instrument11604-0217
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4825 CAP STINE RD, 4825, FREDERICK, MD 21703-7401

Transferred To (Grantee/Buyer)

NameVerified Name
Address4825 CAP STINE RD, FREDERICK, MD 21703-7401

Mortgage

Document Number116040226
DateJan 9, 2017
Instrument11604-0226
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2046

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,531.00 Homeowner's exemption$459,300 Land $117,900 Building $341,400$459,300 Land $117,900 Building $341,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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