4835 Jay Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4835 Jay Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2009
Square Footage	1,370 sqft Heated Area
Lot Size	13,983 sqft (0.321 acres)
Occupancy	Owner Occupied
Last Sale	$355,000 (2022)
Tax Bill	$6,047.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3126315130000R0080`
Alternative APN	`98766`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,370 sqft Heated Area
Gross Area	1,863 sqft Gross Area
1st Floor	1,370 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,983 sqft (0.321 acres)
Depth X Width	140 ft x 100 ft Depth x Width
Garage Type	Finished Garage
Garage Area	273 sqft Garage
Patio Area	24 sqft Patio
Porch	Finished/Screened Porch
Porch Area	220 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98766
Street Address	4835 JAY DR
City	SAINT CLOUD
State	FL
Zip	34772-8440
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK R LOT 8
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	R
Legal Lot Number	8
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1058
Census Tract	43304

Owner

Source: Osceola County records · APN 3126315130000R0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4835 JAY DR, SAINT CLOUD, FL 34772-8440
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Doc Number	2022169068
Deed Book / Page	6318 / 1781
Record Refreshed	Jun 08, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 25, 2017
Property Address	4835 JAY DR, SAINT CLOUD, FL 34772-8440
Document Number	0051840566
Book / Page	5184 / 0566
Map Reference	MB1 PG395
Instrument Date	Jul 24, 2017
Instrument	2017107826
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,252.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3631 PAWLEYS LOOP S, 3631, SAINT CLOUD, FL 34769-7112

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	4835 JAY DR, SAINT CLOUD, FL 34772-8440

Mortgage

Document Number	0051840567
Date	Jul 25, 2017
Instrument	5184/0567

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,047.00 Homeowner's exemption	$293,900 Land $60,000 Building $233,900	$293,900 Land $60,000 Building $233,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 490 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.