Osceola County property record for 4805 Jay Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,216 sqft Living Area |
| Lot Size | 13,895 sqft (0.319 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $274,900 (2025) |
| Tax Bill | $3,451.00 (2024) |
| Primary APN | 31-26-31-5130-000R-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 1,984 sqft Gross Area |
| 1st Floor | 1,216 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,895 sqft (0.319 acres) |
| Depth X Width | 140 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 384 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 64 sqft Shed |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4805 JAY DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8440 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK R LOT 11 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | R |
| Legal Lot Number | 11 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1058 |
| Census Tract | 43304 |
Source: Osceola County records · APN 31-26-31-5130-000R-0110
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4805 JAY DR, SAINT CLOUD, FL 34772-8440 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Nov 02, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2025 · Amount on Record |
| Deed Sale | Aug 04, 2025 · Amount on Record |
| Prior Sale | Jan 19, 2001 · Amount on Record |
| Deed Doc Number | 202596537 |
| Deed Book / Page | 6829 / 623 |
| Prior Transfer Date | Oct 27, 2020 |
| Prior Transfer Doc | 0058242923 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4805 JAY DR, SAINT CLOUD, FL 34772-8440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051231246 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 5123/1246 |
| Instrument | 2017047668 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 02, 2020 |
| Property Address | 4805 JAY DR, SAINT CLOUD, FL 34772-8440 |
| Document Number | 0058242923 |
| Book / Page | 005824 / 002923 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 149009 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 6935 MAVERICK TRL ST CLOUD FL 347719527, ST CLOUD, FL 34771-9527 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,719.00 (+7.77%) | $252,400 (+8.33%) Land $60,000 Building $192,400 | $252,400 (+8.33%) Land $60,000 Building $192,400 |
| 2024 | $3,451.00 (+5.6%) | ||
| 2023 | $3,268.00 (+13.47%) | $233,000 (+20.79%) Land $45,000 Building $188,000 | $233,000 (+20.79%) Land $45,000 Building $188,000 |
| 2022 | $2,880.00 | $192,900 Land $40,000 Building $152,900 | $192,900 Land $40,000 Building $152,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 490 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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