Osceola County property record for 4824 Jay Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,508 sqft Heated Area |
| Lot Size | 13,983 sqft (0.321 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $158,900 (2015) |
| Tax Bill | $2,164.00 (2025) |
| Primary APN | 3126315130000T0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,508 sqft Heated Area |
| Gross Area | 1,920 sqft Gross Area |
| 1st Floor | 1,508 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,983 sqft (0.321 acres) |
| Depth X Width | 140 ft x 100 ft Depth x Width |
| Pool Area | 338 sqft Pool |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 100 sqft Shed |
| Deck Area | 376 sqft Deck |
| Porch | Open Porch |
| Porch Area | 412 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 98784 |
|---|---|
| Street Address | 4824 JAY DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8439 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK T LOT 4 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | T |
| Legal Lot Number | 4 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1057 |
| Census Tract | 43304 |
Source: Osceola County records · APN 3126315130000T0040
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4824 JAY DR, SAINT CLOUD, FL 34772-8439 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE FIRM |
| Jul 24, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MORTGAGE FIRM |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2015 · Amount on Record |
| Deed Sale | Sep 10, 2015 · Amount on Record |
| Prior Sale | Oct 15, 2012 · Amount on Record |
| Deed Doc Number | 0048392906 |
| Deed Book / Page | 4839 / 2906 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4824 JAY DR, SAINT CLOUD, FL 34772-8439 |
| Document Number | 0057312097 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4824 JAY DR ST CLOUD FL 347728439, ST CLOUD, FL 34772-8439 |
| Document Number | 0057312097 |
|---|---|
| Date | Jun 03, 2020 |
| Book Page | 005731/002097 |
| Instrument | 71585 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4824 JAY DR, SAINT CLOUD, FL 34772-8439 |
| Document Number | 0055690005 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4824 JAY DR ST CLOUD FL 347728439, ST CLOUD, FL 34772-8439 |
| Document Number | 0055690005 |
|---|---|
| Date | Aug 06, 2019 |
| Book Page | 005569/000005 |
| Instrument | 101251 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 05, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,164.00 (+9.29%) Homeowner's exemption | $145,641 (+5.99%) | $279,400 (+9.4%) Land $60,000 Building $219,400 |
| 2023 | $1,980.00 (+5.38%) Homeowner's exemption | $137,415 (+3%) | $255,400 (+20.36%) Land $45,000 Building $210,400 |
| 2022 | $1,879.00 Homeowner's exemption | $133,413 | $212,200 Land $40,000 Building $172,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 490 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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