1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Jay Dr

4815 Jay Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4815 Jay Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage1,070 sqft Living Area
Lot Size13,939 sqft (0.32 acres)
OccupancyOwner Occupied
Last Sale$270,000 (2025)
Tax Bill$3,262.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-26-31-5130-000R-0100
Alternative APNs
  • 2631315130000R0100
  • 98768

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,070 sqft Living Area
Gross Area1,575 sqft Gross Area
1st Floor1,070 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,939 sqft (0.32 acres)
Depth X Width140 ft x 100 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area345 sqft Garage
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4815 JAY DR
CitySAINT CLOUD
StateFL
Zip34772-8440
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK R LOT 10
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockR
Legal Lot Number10
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1058
Census Tract43304

Owner

Source: Osceola County records · APN 31-26-31-5130-000R-0100

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4815 JAY DR, SAINT CLOUD, FL 34772-8440
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Mar 04, 2022Affidavit of Death of Joint Tenant, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 11, 2025 · Amount on Record
Deed SaleJul 11, 2025 · Amount on Record
Prior SaleMar 21, 2001 · Amount on Record
Deed Doc Number202585830
Deed Book / Page6816 / 2743
Prior Transfer DateFeb 23, 2022
Prior Transfer Doc0000035200
Record RefreshedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 11, 2025
Property Address4815 JAY DR, SAINT CLOUD, FL 34772-8440
Document Number0068162743
Book / Page6816 / 2743
Map ReferenceMB 1 PG 395
Instrument DateJul 07, 2025
Instrument2025085830
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 36583, NORTH CHESTERFIELD, VA 23235-8012

Transferred To (Grantee/Buyer)

NameVerified Name
Address4815 JAY DR, SAINT CLOUD, FL 34772-8440

Mortgage

Document Number0068162745
DateJul 11, 2025
Instrument6816/2745
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionOSCEOLA FL
Recording DateMar 04, 2022
Property Address4815 JAY DR, SAINT CLOUD, FL 34772-8440
Document Number0061640394
Book / Page6164 / 394
Map ReferenceMB 1 PG 395
Instrument DateFeb 23, 2022
Instrument2022035201
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,517.00 (+7.82%)$240,400 (+8.63%) Land $60,000 Building $180,400$240,400 (+8.63%) Land $60,000 Building $180,400
2024$3,262.00 (+5.57%)
2023$3,090.00 (+13.44%)$221,300 (+20.67%) Land $45,000 Building $176,300$221,300 (+20.67%) Land $45,000 Building $176,300
2022$2,724.00$183,400 Land $40,000 Building $143,400$183,400 Land $40,000 Building $143,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 490 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Jay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures