4832 Ocean Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 4832 Ocean Blvd, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,694 sqft · built 1998
Lot Size	0.069 acres (3,010 sqft)
Owner	2 Individual Names on File
Last Sale	$1,065,000 (Jan 2019)
Tax Bill	$13,948 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-3986-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-3986-9`
Alternative APNs	`00-2S-22-0075-0000-0960` `22S200007500000960`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,694 sqft Living Area
Gross Area	3,564 sqft
1st Floor Area	805 sqft
Upper Floors Area	1,889 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	3,010 sqft (0.069 acres)
Garage Type	Attached
Garage Area	456 sqft
Porch	Finished/Open Porch
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4832 OCEAN BLVD
City	DESTIN
State	FL
Zip	32541-5742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESTINY BY THE SEA S/D LOT 96
Legal Subdivision	DESTINY BY THE SEA S/D
Legal Lot Number	96
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1030
Census Tract	23308

Owner

4832 Ocean Blvd is owned by two individuals who bought it in January 2019.

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	490 MONTEAGLE TRCE, STONE MOUNTAIN, GA 30087-4912
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on File
Deed Sale	Jan 4, 2019 · Amount on File
Prior Sale	Apr 25, 2014 · Amount on File
Deed Document Number	20193251856
Deed Book / Page	3380 / 3440
Prior Transfer Date	Mar 24, 2000
Prior Transfer Doc	0001763811
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 4, 2019
Property Address	4832 OCEAN BLVD, DESTIN, FL 32541-5742
Document Number	0033803440
Book / Page	3380 / 3440
Map Reference	MB 16 PG 21
Instrument Date	Dec 26, 2018
Instrument	3251856
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9258 WINDHAVEN DR, 9258, PARKER, CO 80134-2808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 MONTEAGLE TRCE, STONE MOUNTAIN, GA 30087-4912

Mortgage

Document Number	0003251857
Date	Jan 4, 2019
Instrument	3251857

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,948.00 (+11.9%)	$1,257,048 (+5.56%) Land $608,615 Building $648,433	$1,257,048 (+5.56%) Land $608,615 Building $648,433
2023	$12,465.00 (+14.67%)	$1,190,843 (+21.57%) Land $409,060 Building $781,783	$1,190,843 (+21.57%) Land $409,060 Building $781,783
2022	$10,870.00	$979,526 Land $350,055 Building $629,471	$979,526 Land $350,055 Building $629,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4832 Ocean Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1998) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4832 Ocean Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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