4824 Ocean Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 4824 Ocean Blvd, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,936 sqft · built 1999
Lot Size0.102 acres (4,460 sqft)
OwnerIndividual Name on File
Last Sale$1,560,000 (Sep 2021)
Tax Bill$17,239 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-3983-6

Property Details

APN / Parcel Number

Primary APNC56-000-589-3983-6
Alternative APN
  • 00-2S-22-0075-0000-0930

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories3 Stories
Building Area2,936 sqft Heated Area
Gross Area3,996 sqft
1st Floor Area1,184 sqft
Upper Floors Area1,752 sqft
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialStucco
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialClay Tile
Lot Area4,460 sqft (0.102 acres)
Garage TypeFinished
Garage Area462 sqft
PorchOpen Porch
Porch Area292 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4824 OCEAN BLVD
CityDESTIN
StateFL
Zip32541-5742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESTINY BY THE SEA S/D LOT 93
Legal Range22
Legal Township02S
Legal SubdivisionDESTINY BY THE SEA S/D
Legal Lot Number93
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1030
Census Tract23308

Owner

4824 Ocean Blvd is owned by an individual who bought it in September 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address8512 CHELTENHAM CIR, LOUISVILLE, KY 40222-5339
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2021 · Amount on File
Deed SaleSep 23, 2021 · Amount on File
Deed Document Number3490991
Deed Book / Page3575 / 4061
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 23, 2021
Property Address4824 OCEAN BLVD, DESTIN, FL 32541-5742
Document Number0035754061
Book / Page3575 / 4061
Map ReferenceMB 16 PG 21&22
Instrument DateSep 20, 2021
Instrument3490991
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,920.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2913 GATELAND SQ, 2913, MARIETTA, GA 30062-8358

Transferred To (Grantee/Buyer)

NameVerified Name
Address9003 SEATON SPRINGS PKWY, LOUISVILLE, KY 40222-5032

Mortgage

Document Number35754063
DateSep 23, 2021
Instrument3575/4063
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4824 Ocean Blvd was $17,239.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,239.00$1,455,589 Land $760,769 Building $694,820$1,455,589 Land $760,769 Building $694,820
2023$15,306.00 (+14.19%)$1,349,478 (+21.32%) Land $511,326 Building $838,152$1,349,478 (+21.32%) Land $511,326 Building $838,152
2022$13,404.00$1,112,357 Land $437,569 Building $674,788$1,112,357 Land $437,569 Building $674,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4824 Ocean Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 1999)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4824 Ocean Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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