4827 Ocean Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 4827 Ocean Blvd, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 4,776 sqft · built 2004
Lot Size0.165 acres (7,223 sqft)
OwnerCompany Name on Record
Last Sale$3,700,000 (Dec 2023)
Tax Bill$29,261 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-4097-4

Property Details

APN / Parcel Number

Primary APNC56-000-589-4097-4
Alternative APN
  • 00-2S-22-0078-0000-0010

Interior

Bedrooms6 Beds
Full Baths5 Baths
Stories3 Stories
Building Area4,776 sqft Heated Area
Gross Area7,036 sqft
1st Floor Area1,167 sqft
Upper Floors Area3,609 sqft
FlooringCeramic Tile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialConcrete Tile
Lot Area7,223 sqft (0.165 acres)
Garage TypeFinished
Garage Area688 sqft
PorchOpen Porch
Porch Area1,572 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4827 OCEAN BLVD
CityDESTIN
StateFL
Zip32541-5743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESTINY BY THE SEA ADD II LOT 1
Legal Range22
Legal Township02S
Legal SubdivisionDESTINY BY THE SEA ADD
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1031
Census Tract23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15867 LINE RD, ATHENS, AL 35613-7139
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2023 · Amount on Record
Deed SaleDec 28, 2023 · Amount on Record
Prior SaleJun 29, 2005 · Amount on Record
Deed Document Number3663703
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 28, 2023
Property Address4827 OCEAN BLVD, DESTIN, FL 32541
Document Number0003663703
Map ReferenceMB 128 PG 76
Instrument DateDec 26, 2023
Instrument3663703
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$25,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1330, DANVILLE, AR 72833-1330

Transferred To (Grantee/Buyer)

NameVerified Name
Address15867 LINE RD, ATHENS, AL 35613-7139

Mortgage

Document Number0003663705
DateDec 28, 2023
Instrument3663705
Lender
NameRENASANT BANK
TypeBank
AddressDECATUR, AL 35601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueDec 25, 2028

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,261.00 (+18.07%)$2,470,679 (+13.36%) Land $1,051,686 Building $1,418,993$2,470,679 (+13.36%) Land $1,051,686 Building $1,418,993
2023$24,783.00 (+13.92%)$2,179,477 (+20.73%) Land $706,856 Building $1,472,621$2,179,477 (+20.73%) Land $706,856 Building $1,472,621
2022$21,755.00$1,805,286 Land $612,596 Building $1,192,690$1,805,286 Land $612,596 Building $1,192,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2004)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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