4836 Ocean Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 4836 Ocean Blvd, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,850 sqft · built 2006
Lot Size	0.058 acres (2,523 sqft)
Owner	2 Individual Names on Record
Last Sale	$970,000 (Oct 2020)
Tax Bill	$15,033 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-3988-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-3988-5`
Alternative APNs	`00-2S-22-0075-0000-0980` `22S200007500000980`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	2,850 sqft Living Area
Gross Area	3,477 sqft
1st Floor Area	760 sqft
Upper Floors Area	2,090 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	2,523 sqft (0.058 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Finished/Open Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4836 OCEAN BLVD
City	DESTIN
State	FL
Zip	32541-5742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESTINY BY THE SEA S/D LOT 98
Legal Subdivision	DESTINY BY THE SEA S/D
Legal Lot Number	98
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1030
Census Tract	23308

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5090 NYAH CT, GALENA, OH 43021-8057
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 3, 2018	Warranty Deed, Transfer ATTORNEY ONLY
May 11, 2017	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	20203400757
Deed Book / Page	3500 / 595
Prior Transfer Date	Jun 9, 2008
Prior Transfer Doc	0028473840
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 21, 2020
Property Address	4836 OCEAN BLVD, DESTIN, FL 32541-5742
Document Number	0035000595
Book / Page	3500 / 595
Map Reference	MB 16 PG 21&22
Instrument Date	Oct 19, 2020
Instrument	3400757
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3410 LAKE SHORE DR, 3410, MNT LAKE PARK, MD 21550-8098

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7616 PLEASANT COLONY CT, LEWIS CENTER, OH 43035-8151

Mortgage

Document Number	3500598
Date	Oct 21, 2020
Instrument	3500/598

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 3, 2018
Property Address	4836 OCEAN BLVD, DESTIN, FL 32541-5742
Document Number	0033440569
Book / Page	003344 / 000569
Instrument Date	Mar 20, 2018
Instrument	3198242
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	479 CAPTAINS CIR DESTIN FL 325415307, DESTIN, FL 32541-5307

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 11, 2017
Property Address	4836 OCEAN BLVD, DESTIN, FL 32541-5742
Document Number	0032990426
Book / Page	003299 / 000426
Instrument Date	May 5, 2017
Instrument	3134286
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$6,475.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3419 LAKE SHORE DR OAKLAND MD 215507227, OAKLAND, MD 21550-7227

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,033.00 (+10.72%)	$1,340,115 (+3.29%) Land $608,615 Building $731,500	$1,340,115 (+3.29%) Land $608,615 Building $731,500
2023	$13,577.00 (+14.62%)	$1,297,415 (+21.45%) Land $409,060 Building $888,355	$1,297,415 (+21.45%) Land $409,060 Building $888,355
2022	$11,845.00	$1,068,291 Land $350,055 Building $718,236	$1,068,291 Land $350,055 Building $718,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2006) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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