4832 Judith Dr, Dayton, OH 45429 Property Records

Montgomery County property record for 4832 Judith Dr, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,662 sqft · built 1956
Lot Size	0.348 acres (15,198 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Sep 2019)
Tax Bill	$5,093 (2024)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 01412 0007`

Property Details

APN / Parcel Number

Primary APN	`N64 01412 0007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
1st Floor Area	1,662 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	15,198 sqft (0.348 acres)
Lot Dimensions	160 ft deep x 95 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	514 sqft
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4832 JUDITH DR
City	DAYTON
State	OH
Zip	45429-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 MARINOLE PK
Legal Subdivision	OL
Legal Lot Number	7
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2005
Census Tract	20602

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4832 JUDITH DR, DAYTON, OH 45429-5328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FNDG
Apr 4, 2017	Warranty Deed, Transfer · VA Mortgage FIRST CMNTY MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	201900049789
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 12, 2019
Property Address	4832 JUDITH DR, DAYTON, OH 45429-5328
Document Number	0000049789
Instrument Date	Sep 5, 2019
Instrument	49789
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	METRO BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4832 JUDITH DR KETTERING OH 454295328, KETTERING, OH 45429-5328

Mortgage

Document Number	49790
Date	Sep 12, 2019
Instrument	49790

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 4, 2017
Property Address	4832 JUDITH DR, DAYTON, OH 45429-5328
Document Number	0000019600
Instrument Date	Mar 20, 2017
Instrument	19600
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$502.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4832 JUDITH DR KETTERING OH 454295328, KETTERING, OH 45429-5328

Mortgage

Document Number	19633
Date	Apr 4, 2017
Instrument	19633

Lender

Name	FIRST CMNTY MTG
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,020 (-) Land $18,030 Building $61,990
2024	$5,093.00 (+2.72%)
2023	$4,958.00 (+2.04%)	$80,020 (+29%) Land $18,030 Building $61,990	$228,610 (+29%) Land $51,510 Building $177,100
2022	$4,859.00	$62,030 Land $13,980 Building $48,050
2020			$177,220 Land $39,930 Building $137,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cincinnati Bell.

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