4816 Judith Dr, Dayton, OH 45429 Property Records

Montgomery County property record for 4816 Judith Dr, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,591 sqft · built 1956
Lot Size	0.349 acres (15,198 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2007)
Tax Bill	$6,326 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N64-01412-0009`

Property Details

APN / Parcel Number

Primary APN	`N64-01412-0009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,591 sqft Living Area
Gross Area	3,256 sqft
1st Floor Area	2,591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	15,198 sqft (0.349 acres)
Lot Dimensions	160 ft deep x 95 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	163 sqft
Deck Area	676 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4816 JUDITH DR
City	KETTERING
State	OH
Zip	45429-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 MARINOLE PK
Legal Subdivision	MARINOLE PK
Legal Lot Number	9
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2005
Census Tract	20602

Owner

Source: Montgomery County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4816 JUDITH DR, DAYTON, OH 45429-5328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Nov 15, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 30, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jan 20, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2007 · Amount on Record
Deed Sale	Jul 11, 2007 · Amount on Record
Prior Sale	Sep 20, 2006 · Amount on Record
Deed Document Number	200759063
Last Transfer Date	Jan 9, 2026
Transfer Doc	0000004096
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4816 JUDITH DR, DAYTON, OH 45429-5328
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 JUDITH DR, DAYTON, OH 45429-5328
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000375
Date	Jan 4, 2022
Instrument	2022-00000375

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4816 JUDITH DR, DAYTON, OH 45429-5328
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 JUDITH DR, KETTERING, OH 45429-5328
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071235
Date	Nov 15, 2022
Instrument	2022-00071235

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4816 JUDITH DR, DAYTON, OH 45429-5328
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 JUDITH DR, DAYTON, OH 45429-5328
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027878
Date	May 30, 2024
Instrument	2024-00027878

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2064

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 20, 2026
Property Address	4816 JUDITH DR, DAYTON, OH 45429-5328
Document Number	0000004096
Map Reference	MB JJ PG 19
Instrument Date	Jan 9, 2026
Instrument	2026-00004096
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 JUDITH DR, KETTERING, OH 45429-5328
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,280 (-) Land $18,030 Building $81,250	$283,650 (-) Land $51,510 Building $232,140
2024	$6,326.00 (+2.93%)
2023	$6,146.00 (+2.33%)	$99,280 (+29.39%) Land $18,030 Building $81,250	$283,650 (+29.39%) Land $51,510 Building $232,140
2022	$6,006.00	$76,730 Land $13,980 Building $62,750
2020			$219,220 Land $39,930 Building $179,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cincinnati Bell.

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