4809 Judith Dr, Dayton, OH 45429 Property Records

Montgomery County property record for 4809 Judith Dr, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,021 sqft · built 1956
Lot Size	0.349 acres (15,224 sqft)
Owner	2 Owner Names on File
Last Sale	$160,000 (Dec 2002)
Tax Bill	$5,121 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N64 01412 0013`

Property Details

APN / Parcel Number

Primary APN	`N64 01412 0013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,021 sqft Living Area
1st Floor Area	1,541 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	15,224 sqft (0.349 acres)
Lot Dimensions	145 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	650 sqft
Porch	Porch
Porch Area	312 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4809 JUDITH DR
City	DAYTON
State	OH
Zip	45429-5327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34 MARINOLE PK
Legal Subdivision	OL
Legal Lot Number	13
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2006
Census Tract	20602

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4809 JUDITH DR, DAYTON, OH 45429-5327
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK NA
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/WSTN OH

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2002 · Amount on Record
Deed Sale	Dec 23, 2002 · Amount on Record
Deed Document Number	0000161942
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4809 JUDITH DR, DAYTON, OH 45429-5327
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017077
Date	Mar 2, 2021
Instrument	2021-00017077

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4809 JUDITH DR, DAYTON, OH 45429-5327
Document Number	0000013990
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4809 JUDITH DR DAYTON OH 454295327, DAYTON, OH 45429-5327

Mortgage

Document Number	0000013990
Date	Mar 2, 2020
Instrument	13990

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4809 JUDITH DR, DAYTON, OH 45429-5327
Document Number	0000044033
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 3, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4809 JUDITH DR KETTERING OH 454295327, KETTERING, OH 45429-5327

Mortgage

Document Number	0000044033
Date	Aug 16, 2019
Instrument	44033

Lender

Name	FIFTH THIRD BK/WSTN OH
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,420 (-) Land $18,050 Building $62,370
2024	$5,121.00 (+2.73%)
2023	$4,985.00 (+2.32%)	$80,420 (+29.35%) Land $18,050 Building $62,370	$229,750 (+29.34%) Land $51,560 Building $178,190
2022	$4,872.00	$62,170 Land $13,990 Building $48,180
2020			$177,630 Land $39,970 Building $137,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cincinnati Bell.

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