4825 Judith Dr, Dayton, OH 45429 Property Records

Montgomery County property record for 4825 Judith Dr, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1956
Lot Size	0.349 acres (15,224 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jul 2022)
Tax Bill	$4,456 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 01412 0015`

Property Details

APN / Parcel Number

Primary APN	`N64 01412 0015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	15,224 sqft (0.349 acres)
Lot Dimensions	145 ft deep x 105 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	282 sqft
Deck Area	188 sqft
Patio Area	188 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4825 JUDITH DR
City	DAYTON
State	OH
Zip	45429-5327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36 MARINOLE PK
Legal Subdivision	OL
Legal Lot Number	15
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2006
Census Tract	20602

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4825 JUDITH DR, DAYTON, OH 45429-5327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 9, 2018	Warranty Deed, Transfer FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Apr 9, 2018 · Amount on Record
Deed Document Number	2022-00042694
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 11, 2022
Property Address	4825 JUDITH DR, DAYTON, OH 45429-5327
Document Number	0000042694
Map Reference	MB JJ PG 19
Instrument Date	Jun 8, 2022
Instrument	2022-00042694
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4825 JUDITH DR, KETTERING, OH 45429-5327

Mortgage

Document Number	0000042695
Date	Jul 11, 2022
Instrument	2022-00042695

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 9, 2018
Property Address	4825 JUDITH DR, DAYTON, OH 45429-5327
Document Number	0000019704
Instrument Date	Mar 30, 2018
Instrument	19704
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4825 JUDITH DR KETTERING OH 454295327, KETTERING, OH 45429-5327

Mortgage

Document Number	19705
Date	Apr 9, 2018
Instrument	19705

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,960 (-) Land $18,050 Building $51,910
2024	$4,456.00 (+2.72%)
2023	$4,338.00 (+2.34%)	$69,960 (+29.36%) Land $18,050 Building $51,910	$199,860 (+29.35%) Land $51,560 Building $148,300
2022	$4,239.00	$54,080 Land $13,990 Building $40,090
2020			$154,510 Land $39,970 Building $114,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cincinnati Bell.

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