4827 Breakers Rock Rd, Middleton (Waunakee), WI 53597 Property Records

Dane County property record for 4827 Breakers Rock Rd, Middleton, WI 53597

Property Summary

Property TypeSingle Family Home
Lot Size0.301 acres (13,112 sqft)
Owner2 Individual Names on Record
Last Sale$179,900 (Dec 2020)
Tax Bill$18,005 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0809-322-4978-2

Property Details

APN / Parcel Number

Primary APN0809-322-4978-2

Exterior

Lot Area13,112 sqft (0.301 acres)

Location & Zoning

Street Address4827 BREAKERS ROCK RD
CityMIDDLETON
StateWI
Zip53597-8833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE COMMUNITY OF BISHOPS BAY, THE BACK NINE - PHASE 4 LOT 148
Legal SubdivisionBACK NINE-PH 4
Legal Block49
Legal Lot Number148
JurisdictionDANE WI
Township / Civil DivisionMIDDLETON
Census Block Group4
Census Block4007
Census Tract11103

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4827 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
ONE COMMUNITY BANK
Dec 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
ONE COMMUNITY BANK
Dec 28, 2020Warranty Deed, Construction Loan · Construction Mortgage
ONE CMNTY BK
Mar 10, 2020Warranty Deed, Transfer · Commercial Mortgage
OREGON COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2020 · Amount on Record
Deed SaleDec 28, 2020 · Amount on Record
Prior SaleMar 10, 2020 · Amount on Record
Deed Document Number5677661
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address4827 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833
Transaction TypeMortgage
Record UpdatedMay 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0005795704
DateDec 8, 2021
Instrument5795704
Lender
NameONE COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address4827 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833
Transaction TypeMortgage
Record UpdatedMay 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0005795703
DateDec 8, 2021
Instrument5795703
Lender
NameONE COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

December 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionDANE WI
Recording DateDec 28, 2020
Property Address4827 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833
Document Number0005677661
Instrument DateDec 23, 2020
Instrument5677661
Transaction TypeConstruction Loan
Record UpdatedJan 11, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4827 BREAKERS ROCK RD MIDDLETON WI 53597, MIDDLETON, WI 53597

Mortgage

Document Number5677662
DateDec 28, 2020
Instrument5677662
Lender
NameONE CMNTY BK
AddressOREGON, WI 53575
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 27, 2021

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDANE WI
Recording DateMar 10, 2020
Property Address4827 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833
Document Number0005568688
Instrument DateFeb 27, 2020
Instrument5568688
Transaction TypeTransfer
Record UpdatedSep 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$541.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7521 HUBBARD AVE, MIDDLETON, WI 53562-3132

Mortgage

Document Number0005568689
DateMar 10, 2020
Instrument5568689
Lender
NameOREGON COMMUNITY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMiddleton City
Unified School DistrictWaunakee Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,005.00 (+7.86%) Homeowner's exemption$964,400 (-) Land $169,700 Building $794,700$1,232,100 (+13.64%)
2023$964,400 Land $169,700 Building $794,700$1,084,200
2022$16,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 90% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
TDS Telecom
Fiber
1,000 / 1,000
LiteWire
Fixed Wireless
100 / 25

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