4818 Breakers Rock Rd, Middleton (Waunakee), WI 53597 Property Records

Dane County property record for 4818 Breakers Rock Rd, Middleton, WI 53597

Property Summary

Property TypeSingle Family Home
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on Record
Last Sale$1,800,000 (Jun 2023)
Tax Bill$24,484 (2025)
Deeds & MortgagesJun 2023 Sale
Nov 2020 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN0809-322-4824-2

Property Details

APN / Parcel Number

Primary APN0809-322-4824-2

Exterior

Lot Area14,985 sqft (0.344 acres)

Location & Zoning

Street Address4818 BREAKERS ROCK RD
CityMIDDLETON
StateWI
Zip53597-8833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE COMMUNITY OF BISHOPS BAY, THE BACK NINE - PHASE 4 LOT 134 SUBJ TO PUBL PEDES TRIAN ESMT & SUBJ TO GOLF COURSE ESMT
Legal SubdivisionCOMMUNITY/BISHOPS BAY BACK 9-P
Legal Block48
Legal Lot Number134
JurisdictionDANE WI
Township / Civil DivisionMIDDLETON
Census Block Group4
Census Block4005
Census Tract11103

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4818 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2023Warranty Deed, Transfer
ESSENTIAL TITLE COMPANY, ESSENTIAL TITLE
Nov 17, 2020Deed of Trust, Mortgage · Construction Mortgage
STATE BANK OF CROSS PLAINS
Dec 26, 2019Trustee's Deed, Construction Loan · Construction Mortgage
STATE BK/CROSS PLAINS
Feb 12, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
STATE BK/CROSS PLAINS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2023 · Amount on Record
Deed SaleJun 5, 2023 · Amount on Record
Prior SaleNov 22, 2016 · Amount on Record
Deed Document Number5904896
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDANE WI
Recording DateJun 5, 2023
Property Address4818 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833
Document Number0005904896
Instrument DateJun 2, 2023
Instrument5904896
Transaction TypeTransfer
Record UpdatedJun 28, 2023
Title CompanyESSENTIAL TITLE COMPANY, ESSENTIAL TITLE

Transaction

AmountAmount Recorded
Tax$5,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4818 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address4818 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005662611
DateNov 17, 2020
Instrument5662611
Lender
NameSTATE BANK OF CROSS PLAINS
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

December 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDANE WI
Recording DateDec 26, 2019
Property Address4818 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833
Instrument DateDec 20, 2019
Instrument5551207
Transaction TypeConstruction Loan
Record UpdatedJan 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4818 BREAKERS ROCK RD MIDDLETON WI 53597, MIDDLETON, WI 53597

Mortgage

Document Number0005551207
DateDec 26, 2019
Instrument5551207
Lender
NameSTATE BK/CROSS PLAINS
TypeBank
Address1205 MAIN ST, CROSS PLAINS, WI 53528-9479
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 25, 2020

February 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDANE WI
Recording DateFeb 12, 2019
Property Address4818 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833
Document Number0005469567
Instrument DateFeb 8, 2019
Instrument5469567
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 27, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1109 SEMINOLE HWY MADISON WI 537113022, MADISON, WI 53711-3022

Mortgage

Document Number5469568
DateFeb 12, 2019
Instrument5469568
Lender
NameSTATE BK/CROSS PLAINS
TypeBank
AddressCROSS PLAINS, WI 53528
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMiddleton City
Unified School DistrictWaunakee Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,484.00 (+22.53%) Homeowner's exemption$1,306,500 (+15.29%) Land $239,900 Building $1,066,600$1,669,200 (+31.02%)
2023$1,133,200 (-) Land $239,900 Building $893,300$1,274,000 (+6.83%)
2022$19,982.00$1,133,200 Land $239,900 Building $893,300$1,192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 90% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
TDS Telecom
Fiber
1,000 / 1,000
LiteWire
Fixed Wireless
100 / 25

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