Dane County property record for 4823 Breakers Rock Rd, Middleton, WI 53597
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Aug 2018) |
| Tax Bill | $13,769 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jun 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0809-322-4989-2 |
| Primary APN | 0809-322-4989-2 |
|---|
| Lot Area | 11,979 sqft (0.275 acres) |
|---|
| Street Address | 4823 BREAKERS ROCK RD |
|---|---|
| City | MIDDLETON |
| State | WI |
| Zip | 53597-8833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE COMMUNITY OF BISHOPS BAY, THE BACK NINE - PHASE 4 LOT 149 |
| Legal Subdivision | BISHOPS BAY COMMUNITY-PH 4 |
| Legal Block | 49 |
| Legal Lot Number | 149 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 11103 |
Source: Dane County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4823 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2024 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Jun 6, 2023 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| May 20, 2020 | Deed of Trust, Mortgage SUMMIT CU |
| May 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| Aug 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on Record |
| Deed Sale | Aug 3, 2018 · Amount on Record |
| Prior Sale | Nov 22, 2016 · Amount on Record |
| Deed Document Number | 5431066 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4823 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005946539 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 5946539 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4823 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005905353 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 5905353 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4823 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833 |
| Document Number | 0005593767 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4823 BREAKERS ROCK RD MIDDLETON WI 535978833, MIDDLETON, WI 53597-8833 |
| Document Number | 0005593767 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 5593767 |
| Name | SUMMIT CU |
|---|---|
| Address | COTTAGE GROVE, WI 53527 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4823 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833 |
| Document Number | 0005490240 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4823 BREAKERS ROCK RD MIDDLETON WI 53597, MIDDLETON, WI 53597 |
| Document Number | 0005490240 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 5490240 |
| Name | SUMMIT CU |
|---|---|
| Address | MADISON, WI 53708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Aug 3, 2018 |
| Property Address | 4823 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833 |
| Document Number | 0005431066 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 5431066 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5114 DORSETT DR MADISON WI 537112606, MADISON, WI 53711-2606 |
| Document Number | 5431067 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 5431067 |
| Name | SUMMIT CU |
|---|---|
| Address | MADISON, WI 53708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 2, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Middleton City |
| Unified School District | Waunakee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,769.00 (+8.14%) Homeowner's exemption | $740,700 (-) Land $166,000 Building $574,700 | $946,400 (+13.65%) |
| 2023 | $740,700 Land $166,000 Building $574,700 | $832,700 | |
| 2022 | $12,732.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 90% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| LiteWire Fixed Wireless | 100 / 25 |
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