Dane County property record for 4822 Breakers Rock Rd, Middleton, WI 53597
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,548,400 (Jul 2025) |
| Tax Bill | $18,841 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0809-322-4813-2 |
| Primary APN | 0809-322-4813-2 |
|---|
| Lot Area | 14,985 sqft (0.344 acres) |
|---|
| Street Address | 4822 BREAKERS ROCK RD |
|---|---|
| City | MIDDLETON |
| State | WI |
| Zip | 53597-8833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE COMMUNITY OF BISHOPS BAY, THE BACK NINE - PHASE 4 LOT 133 SUBJ TO PUBL PEDES TRIAN ESMT |
| Legal Subdivision | COMMUNITY/BISHOPS BAY BACK 9 P |
| Legal Block | 48 |
| Legal Lot Number | 133 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 11103 |
4822 Breakers Rock Rd is owner-occupied and held in a trust since July 2025.
Source: Dane County records, as of January 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4822 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF CROSS PLAINS |
| Sep 3, 2019 | Deed of Trust, Mortgage STATE BK/CROSS PLAINS |
| Sep 24, 2018 | Deed of Trust, Mortgage STATE BK/CROSS PLAINS |
| May 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage STATE BK/CROSS PLAINS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on File |
| Deed Sale | Jul 17, 2025 · Amount on File |
| Prior Sale | May 19, 2017 · Amount on File |
| Deed Document Number | 6040049 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4822 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005789132 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 5789132 |
| Name | STATE BANK OF CROSS PLAINS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4822 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833 |
| Document Number | 0005520219 |
| Instrument Date | Sep 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4822 BREAKERS ROCK RD MIDDLETON WI 535978833, MIDDLETON, WI 53597-8833 |
| Document Number | 0005520219 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 5520219 |
| Name | STATE BK/CROSS PLAINS |
|---|---|
| Type | Bank |
| Address | CROSS PLAINS, WI 53528 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4822 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833 |
| Document Number | 0005444906 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4822 BREAKERS ROCK RD MIDDLETON WI 53597, MIDDLETON, WI 53597 |
| Document Number | 0005444906 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 5444906 |
| Name | STATE BK/CROSS PLAINS |
|---|---|
| Type | Bank |
| Address | CROSS PLAINS, WI 53528 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | May 19, 2017 |
| Property Address | 4822 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833 |
| Document Number | 0005326854 |
| Instrument Date | May 17, 2017 |
| Instrument | 5326854 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2775 OSMUNSEN RD FITCHBURG WI 53711, FITCHBURG, WI 53711 |
| Document Number | 5326855 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 5326855 |
| Name | STATE BK/CROSS PLAINS |
|---|---|
| Type | Bank |
| Address | CROSS PLAINS, WI 53528 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4822 Breakers Rock Rd was $18,841 with a homeowner's exemption.
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Middleton City |
| Unified School District | Waunakee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,841.00 Homeowner's exemption | $1,008,500 Land $239,900 Building $768,600 | $1,288,500 |
| 2023 | $1,008,500 Land $239,900 Building $768,600 | $1,133,800 | |
| 2022 | $17,474.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4822 Breakers Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4822 Breakers Rock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 90% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| LiteWire Fixed Wireless | 100 / 25 |
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