Osceola County property record for 4820 Windbourne Way, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,742 sqft Heated Area |
| Lot Size | 7,536 sqft (0.173 acres) |
| Garage | Finished, 437 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,000.00 (2025) |
| Primary APN | 156146 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,742 sqft Heated Area |
| Gross Area | 3,281 sqft Gross Area |
| 1st Floor | 1,163 sqft 1st Floor |
| Upper Floors | 1,579 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,536 sqft (0.173 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 437 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 28 sqft Patio |
| Porch | Open Porch |
| Porch Area | 54 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 156146 |
|---|---|
| Street Address | 4820 WINDBOURNE WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6858 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 348 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | SOUTHERN PINES |
| Legal Tract | 669 |
| Legal Block | 1 |
| Legal Lot Number | 348 |
| Legal Unit | 3A |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 156146
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4820 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6858 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2014 |
| Deed Sale | Jun 27, 2014 |
| Prior Sale | Jan 04, 2010 · Amount on Record |
| Deed Doc Number | 0004639596 |
| Deed Book / Page | 4027 / 0277 |
| Prior Transfer Date | Aug 31, 2010 |
| Prior Transfer Doc | 2010125560 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4820 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6858 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051550748 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 5155/0748 |
| Instrument | 2017078277 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | May 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,000.00 (+6.5%) Homeowner's exemption | $210,486 (+5.99%) | $331,700 (+6.79%) Land $75,000 Building $256,700 |
| 2023 | $2,817.00 Homeowner's exemption | $198,597 | $310,600 Land $60,000 Building $250,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 302 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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