4800 Windbourne Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4800 Windbourne Way, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,956 sqft Heated Area
Lot Size	9,714 sqft (0.223 acres)
Garage	Finished, 420 sqft
Occupancy	Owner Occupied
Tax Bill	$2,110.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`156144`
Alternative APN	`232630066900013460`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,956 sqft Heated Area
Gross Area	2,468 sqft Gross Area
1st Floor	1,956 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2010
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,714 sqft (0.223 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage
Porch	Open Porch
Porch Area	92 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	156144
Street Address	4800 WINDBOURNE WAY
City	SAINT CLOUD
State	FL
Zip	34772-6858
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 346
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	SOUTHERN PINES
Legal Tract	669
Legal Block	1
Legal Lot Number	346
Legal Unit	3A
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43303

Owner

Source: Osceola County records · APN 156144

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4800 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6858
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2014
Deed Sale	Jun 27, 2014
Prior Sale	Jan 04, 2010 · Amount on Record
Deed Doc Number	0004639596
Deed Book / Page	4102 / 0878
Prior Transfer Date	Mar 09, 2011
Prior Transfer Doc	2011030245
Record Refreshed	Jun 08, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4800 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6858
Document Number	0054271518
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4800 WINDBOURNE WAY ST CLOUD FL 347726858, ST CLOUD, FL 34772-6858

Mortgage

Document Number	0054271518
Date	Nov 01, 2018
Book Page	005427/001518
Instrument	163142

Lender

Name	WELLS FARGO BK WEST
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,110.00 (+7.49%) Homeowner's exemption Senior Citizen's exemption	$172,450 (+5.99%)	$309,900 (+7.27%) Land $75,000 Building $234,900
2023	$1,963.00 (+4.47%) Homeowner's exemption Senior Citizen's exemption	$162,709 (+3%)	$288,900 (+3.14%) Land $60,000 Building $228,900
2022	$1,879.00 Homeowner's exemption Senior Citizen's exemption	$157,970	$280,100 Land $55,000 Building $225,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 302 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.