4831 Windbourne Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4831 Windbourne Way, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2010
Lot Size	0.126 acres (5,532 sqft)
Owner	Individual Name on File
Last Sale	$145,540 (Jun 2010)
Tax Bill	$2,138 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156140`

Property Details

APN / Parcel Number

Primary APN	`156140`
Alternative APN	`232630066900013420`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Heated Area
Gross Area	2,290 sqft
1st Floor Area	1,760 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,532 sqft (0.126 acres)
Lot Dimensions	111 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	130 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	156140
Street Address	4831 WINDBOURNE WAY
City	SAINT CLOUD
State	FL
Zip	34772-6867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 342
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	SOUTHERN PINES
Legal Tract	669
Legal Block	1
Legal Lot Number	342
Legal Unit	3A
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43303

Owner

Source: Osceola County records · APN 156140

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4831 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2010 · Amount on Record
Deed Sale	Jun 22, 2010 · Amount on Record
Prior Sale	Jan 04, 2010 · Amount on Record
Deed Document Number	2010088727
Deed Book / Page	3999 / 1079
Record Updated	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4831 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6867
Document Number	0056741091
Instrument Date	Feb 07, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4831 WINDBOURNE WAY ST CLOUD FL 347726867, ST CLOUD, FL 34772-6867

Mortgage

Document Number	0056741091
Date	Feb 13, 2020
Book Page	005674/001091
Instrument	22439

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 12, 2040

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,138.00 (+6.9%) Homeowner's exemption	$162,363 (+5.99%)	$294,800 (+7.51%) Land $75,000 Building $219,800
2023	$2,000.00 (+4.11%) Homeowner's exemption	$153,193 (+3%)	$274,200 (+3.24%) Land $60,000 Building $214,200
2022	$1,921.00 Homeowner's exemption	$148,732	$265,600 Land $55,000 Building $210,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 302 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.