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4801 Windbourne Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4801 Windbourne Way, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,875 sqft Heated Area
Lot Size24,524 sqft (0.562 acres)
OccupancyOwner Occupied
Last Sale$154,000 (2010)
Tax Bill$2,259.00 (2025)

Property Details

APN / Parcel Number

Primary APN156143
Alternative APN
  • 232630066900013450

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,875 sqft Heated Area
Gross Area2,365 sqft Gross Area
1st Floor1,875 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2010
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area24,524 sqft (0.562 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage
Patio Area28 sqft Patio
PorchOpen Porch
Porch Area70 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number156143
Street Address4801 WINDBOURNE WAY
CitySAINT CLOUD
StateFL
Zip34772-6867
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 345
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES
Legal Tract669
Legal Block1
Legal Lot Number345
Legal Unit3A
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 156143

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4801 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6867
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2017Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
US BK
Aug 28, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2010 · Amount on Record
Deed SaleJul 14, 2010 · Amount on Record
Prior SaleJan 04, 2010 · Amount on Record
Deed Doc Number2010100660
Deed Book / Page4008 / 1381
Record RefreshedJun 08, 2026

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address4801 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6867
Document Number0052132848
Instrument DateAug 28, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4801 WINDBOURNE WAY ST CLOUD FL 347726867, ST CLOUD, FL 34772-6867

Mortgage

Document Number0052132848
DateSep 27, 2017
Book Page005213/002848
Instrument136943
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4801 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6867
Document Number0052091206
Instrument DateAug 28, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4801 WINDBOURNE WAY ST CLOUD FL 347726867, ST CLOUD, FL 34772-6867

Mortgage

Document Number0052091206
DateSep 19, 2017
Book Page005209/001206
Instrument132175
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 18, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,259.00 (+6.86%) Homeowner's exemption$169,128 (+5.99%)$303,600 (+7.36%) Land $75,000 Building $228,600
2023$2,114.00 (+4.04%) Homeowner's exemption$159,575 (+3%)$282,800 (+3.17%) Land $60,000 Building $222,800
2022$2,032.00 Homeowner's exemption$154,928$274,100 Land $55,000 Building $219,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 302 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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