482 E Cardinal Glen Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 482 E Cardinal Glen Dr, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2002
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (Aug 2019)
Tax Bill	$1,655 (2025)
Deeds & Mortgages	Feb 2007 Mortgage Nov 2016 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014-00680-37`

Property Details

APN / Parcel Number

Primary APN	`014-00680-37`
Alternative APN	`53-08-21-401-034.000-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	57,064 sqft (1.31 acres)
Terrain	High
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-00680-37
Street Address	482 E CARDINAL GLEN DR
City	BLOOMINGTON
State	IN
Zip	47401-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	CARDINAL GLEN PH 1 LOT 37
Legal Subdivision	CARDINAL GLEN SUBDIVISION PHASE I
Legal Lot Number	37
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1010
Census Tract	1501

Owner

482 E Cardinal Glen Dr is owned and occupied by an individual who bought it in August 2019.

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	482 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2007	Deed of Trust, Mortgage · FHA Mortgage NATIONAL CITY MORTGAGE
Nov 2, 2016	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA UNIVERSITY CU
Aug 16, 2019	Intrafamily Transfer, Transfer · ARM INDIANA UNIVERSITY CU
May 27, 2014	Warranty Deed, Transfer · ARM INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	May 27, 2014 · Amount on File
Deed Document Number	201911788
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	2019011788
Record Updated	Sep 20, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	482 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007001987
Date	Feb 2, 2007
Instrument	2007001987

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2037

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	482 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016015210
Date	Nov 2, 2016
Instrument	2016015210

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2021

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Aug 16, 2019
Property Address	482 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Document Number	2019011788
Map Reference	CAB C ENV 245
Instrument Date	Aug 12, 2019
Instrument	2019011788
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240

Mortgage

Document Number	2019011789
Date	Aug 16, 2019
Instrument	2019011789

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	8.12%

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 27, 2014
Property Address	482 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Document Number	2014006207
Map Reference	CAB C PG245
Instrument Date	May 22, 2014
Instrument	2014006207
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240

Mortgage

Document Number	2014006208
Date	May 27, 2014
Instrument	2014006208

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 482 E Cardinal Glen Dr was $1,655, down 11% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,655.00 (-11.02%)	$242,300 Land $83,000 Building $159,300	$242,300 Land $83,000 Building $159,300
2024	$1,860.00
2023		$248,700 (+11.18%) Land $83,000 Building $165,700	$248,700 (+11.18%) Land $83,000 Building $165,700
2022	$1,597.00	$223,700 Land $71,200 Building $152,500	$223,700 Land $71,200 Building $152,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 482 E Cardinal Glen Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 482 E Cardinal Glen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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