426 E Cardinal Glen Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 426 E Cardinal Glen Dr, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,200 sqft · built 2002
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$136,900 (Sep 2006)
Tax Bill	$1,366 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`014-00680-19`

Property Details

APN / Parcel Number

Primary APN	`014-00680-19`
Alternative APN	`53-08-21-401-010.000-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Terrain	High
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-00680-19
Street Address	426 E CARDINAL GLEN DR
City	BLOOMINGTON
State	IN
Zip	47401-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS35PRO6
Legal Description	CARDINAL GLEN PH 1 LOT 19
Legal Lot Number	19
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1010
Census Tract	1501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	426 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 17, 2022	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
May 27, 2005	Deed of Trust, Mortgage · Line of Credit UNITED COMMERCE BANK
Sep 20, 2006	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMERCE BANK
May 18, 2012	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMERCE BANK
Sep 11, 2006	Deed of Trust, Mortgage · ARM UNITED COMMERCE BANK
Sep 11, 2006	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2006 · Amount on Record
Deed Sale	Sep 11, 2006 · Amount on Record
Deed Document Number	200618349
Prior Transfer Date	Sep 5, 2006
Prior Transfer Doc	2006018349
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	426 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006844
Date	May 15, 2020
Instrument	2020006844

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	426 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022007528
Date	May 17, 2022
Instrument	2022007528

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 16, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	426 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005009763
Date	May 27, 2005
Instrument	2005009763

Lender

Name	UNITED COMMERCE BANK
Address	BLOOMINGTON, IN 47404

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	426 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006019001
Date	Sep 20, 2006
Instrument	2006019001

Lender

Name	UNITED COMMERCE BANK
Address	BLOOMINGTON, IN 47404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2036

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	426 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012007813
Date	May 18, 2012
Instrument	2012007813

Lender

Name	UNITED COMMERCE BANK
Address	BLOOMINGTON, IN 47404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2042

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	426 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006018348
Date	Sep 11, 2006
Instrument	2006018348

Lender

Name	UNITED COMMERCE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Oct 9, 2007
Change Frequency	Annually
Min Rate At Change	6.62%
Max Rate At Change	12.6%
Index	1-Year T-Bill
Margin	3
Max Rate	12.6%

September 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Sep 11, 2006
Property Address	426 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Document Number	2006018349
Map Reference	CABC SL245
Instrument Date	Sep 5, 2006
Instrument	2006018349
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,366.00 (-11.98%)	$208,300 (-3.12%) Land $49,300 Building $159,000	$208,300 (-3.12%) Land $49,300 Building $159,000
2024	$1,552.00 (+16.6%)
2023		$215,000 (+10.09%) Land $49,300 Building $165,700	$215,000 (+10.09%) Land $49,300 Building $165,700
2022	$1,331.00	$195,300 Land $42,800 Building $152,500	$195,300 Land $42,800 Building $152,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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