497 E Cardinal Glen Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 497 E Cardinal Glen Dr, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,064 sqft · built 2002
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$223,200 (Jul 2012)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Feb 2011 Mortgage Sep 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-00680-45`

Property Details

APN / Parcel Number

Primary APN	`014-00680-45`
Alternative APN	`53-08-21-400-019.000-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	1,584 sqft
Attic	Attic
Attic Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Terrain	High
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-00680-45
Street Address	497 E CARDINAL GLEN DR
City	BLOOMINGTON
State	IN
Zip	47401-9392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS35
Legal Description	CARDINAL GLEN PH 2 LOT 45
Legal Lot Number	45
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1009
Census Tract	1501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	497 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2011	Deed of Trust, Mortgage · ARM INDIANA UNIVERSITY CREDIT UNION
Sep 21, 2005	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY EMPLOYEES FCU
Jul 5, 2012	Warranty Deed, Transfer · Conventional Mortgage CALIBER FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2012 · Amount on Record
Deed Sale	Jul 5, 2012 · Amount on Record
Deed Document Number	201210806
Record Updated	Sep 20, 2026

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	497 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9392
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2011001950
Date	Feb 7, 2011
Instrument	2011001950

Lender

Name	INDIANA UNIVERSITY CREDIT UNION
Address	BLOOMINGTON, IN 47401

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Mar 1, 2018
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	1-Year T-Bill
Max Rate	9.37%

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	497 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9392
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005019276
Date	Sep 21, 2005
Instrument	2005019276

Lender

Name	INDIANA UNIVERSITY EMPLOYEES FCU
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2035

July 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 5, 2012
Property Address	497 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9392
Document Number	2012010806
Map Reference	CAB C PG291
Instrument Date	Jul 3, 2012
Instrument	2012010806
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9392

Mortgage

Document Number	2012010807
Date	Jul 5, 2012
Instrument	2012010807

Lender

Name	CALIBER FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,370.00 (-33.11%)	$208,800 (-23.01%) Land $55,800 Building $153,000	$208,800 (-23.01%) Land $55,800 Building $153,000
2024	$2,048.00 (+13.27%)
2023		$271,200 (+9.84%) Land $55,800 Building $215,400	$271,200 (+9.84%) Land $55,800 Building $215,400
2022	$1,808.00	$246,900 Land $48,600 Building $198,300	$246,900 Land $48,600 Building $198,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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