498 E Cardinal Glen Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 498 E Cardinal Glen Dr, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,064 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2022)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`014-00680-65`

Property Details

APN / Parcel Number

Primary APN	`014-00680-65`
Alternative APN	`53-08-21-400-006.000-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	1,584 sqft
Attic	Attic
Attic Area	960 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Terrain	High
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Deck Area	200 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-00680-65
Street Address	498 E CARDINAL GLEN DR
City	BLOOMINGTON
State	IN
Zip	47401-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS35
Legal Description	CARDINAL GLEN PH2 LOT 65
Legal Subdivision	CARDINAL GLEN SUB
Legal Lot Number	65
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1010
Census Tract	1501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	498 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2017	Deed of Trust, Mortgage THE PEOPLES STATE BANK
Feb 6, 2017	Deed of Trust, Mortgage THE PEOPLES STATE BANK
Aug 4, 2009	Deed of Trust, Mortgage · FHA Mortgage MONROE BANK
Oct 14, 2009	Deed of Trust, Mortgage · Conventional Mortgage MONROE BANK
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 11, 2012	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC
Jun 7, 2007	Intrafamily Transfer, Transfer
Jul 5, 2006	Warranty Deed, Transfer · Stand-Alone Second Mortgage OWNIT MORTGAGE SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Jul 11, 2012 · Amount on Record
Deed Document Number	202246192
Prior Transfer Date	Jun 6, 2007
Prior Transfer Doc	2007009992
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	498 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000307
Date	Jan 6, 2017
Instrument	2017000307

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jan 3, 2024

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	498 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017001641
Date	Feb 6, 2017
Instrument	2017001641

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Amount	Amount Recorded
Term	83 Months
Due	Jan 3, 2024

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	498 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009014010
Date	Aug 4, 2009
Instrument	2009014010

Lender

Name	MONROE BANK
Address	BLOOMINGTON, IN 47408

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2039

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	498 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009018111
Date	Oct 14, 2009
Instrument	2009018111

Lender

Name	MONROE BANK
Address	BLOOMINGTON, IN 47408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2039

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 12, 2022
Property Address	498 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Document Number	2022007288
Map Reference	CAB C ENV 291
Instrument Date	May 10, 2022
Instrument	2022007288
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240

Mortgage

Document Number	2022007289
Date	May 12, 2022
Instrument	2022007289

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 11, 2012
Property Address	498 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Document Number	2012011214
Map Reference	CAB C PG291
Instrument Date	Jul 6, 2012
Instrument	2012011214
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012011215
Date	Jul 11, 2012
Instrument	2012011215

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2042

June 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jun 7, 2007
Property Address	498 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Document Number	2007009992
Map Reference	CABC SL291
Instrument Date	Jun 6, 2007
Instrument	2007009992
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Investor	Possibly a Property Investor

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 5, 2006
Property Address	498 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Document Number	2006013301
Map Reference	CABC SL291
Instrument Date	Jul 3, 2006
Instrument	2006013301
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9240
Investor	Possibly a Property Investor

Mortgage

Document Number	2006013303
Date	Jul 5, 2006
Instrument	2006013303

Lender

Name	OWNIT MORTGAGE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2036

Mortgage

Document Number	2006013302
Date	Jul 5, 2006
Instrument	2006013302

Lender

Name	OWNIT MORTGAGE SOLUTIONS INC
Type	Mortgage Company
Address	AGOURA HILLS, CA 91301

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00 (+27%)	$355,800 (+30.62%) Land $48,100 Building $307,700	$355,800 (+30.62%) Land $48,100 Building $307,700
2024	$2,011.00 (+10.98%)
2023		$272,400 (+10.73%) Land $48,100 Building $224,300	$272,400 (+10.73%) Land $48,100 Building $224,300
2022	$1,812.00	$246,000 Land $41,900 Building $204,100	$246,000 Land $41,900 Building $204,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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