4818 E 2nd St, Panama City, FL 32404 Property Records

Bay County property record for 4818 E 2nd St, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 770 sqft · built 1945
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Nov 2022)
Tax Bill	$895 (2025)
Deeds & Mortgages	Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`25880-000-000`

Property Details

APN / Parcel Number

Primary APN	`25880-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	770 sqft Heated Area
Gross Area	940 sqft
1st Floor Area	770 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	173 ft deep x 38 ft wide
Porch	Porch
Porch Area	110 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4818 E 2ND ST
City	PANAMA CITY
State	FL
Zip	32404-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKER PLAT-(34.2)-119D2- W 38' OF E 1/2 OF LOT 34 ORB 4632 P 282
Legal Range	14W
Legal Township	04S
Legal Section	24
Legal Subdivision	PARKER PLAT
Legal Lot Number	34
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3018
Census Tract	900

Owner

4818 E 2nd St is owned by an individual who bought it in November 2022.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5233 PARK ST, PANAMA CITY, FL 32404-6719
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Prior Sale	May 10, 2004
Deed Document Number	2022083419
Deed Book / Page	4632 / 282
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 18, 2022
Property Address	4818 E 2ND ST, PANAMA CITY, FL 32404-7044
Document Number	0046320282
Book / Page	4632 / 282
Instrument Date	Nov 17, 2022
Instrument	2022083419
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4818 E 2ND ST, PANAMA CITY, FL 32404-7044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5233 PARK ST, PANAMA CITY, FL 32404-6719

Tax Assessment & Valuation

The 2025 property tax bill for 4818 E 2nd St was $895.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Parker City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$895.00	$67,494 Land $13,766 Building $53,728	$67,494 Land $13,766 Building $53,728
2023	$727.00 (+100.83%)	$51,424 (+44.26%) Land $11,571 Building $39,853	$51,424 (+44.26%) Land $11,571 Building $39,853
2022	$362.00	$35,646 Land $10,374 Building $25,272	$35,646 Land $10,374 Building $25,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4818 E 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	44 units insured incl. 6 condo units
Nearby Flood Claims	16 (1987–2018)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 10 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4818 E 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARKER, CITY OF WATER SYSTEM serves 4,358 people · EPA ID FL1030520
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Jan 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20