Bay County property record for 4806 E 2nd St, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,295 sqft · built 1930 |
| Lot Size | 0.687 acres (29,925 sqft) |
| Owner | Trust Name on File |
| Last Sale | $20,000 (Aug 2012) |
| Tax Bill | $1,200 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25878-000-000 |
| Primary APN | 25878-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,295 sqft Living Area |
| 1st Floor Area | 999 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 29,925 sqft (0.687 acres) |
| Lot Dimensions | 173 ft deep x 173 ft wide |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 264 sqft |
| Porch | Florida Room |
| Porch Area | 592 sqft |
| Mobile Home / RV Hookup | Mobile Home / RV Hookup |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4806 E 2ND ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKER PLAT LOT 33 ORB 3434 P 610 MAP 119D2 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | PARKER PLAT |
| Legal Lot Number | 33 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 900 |
4806 E 2nd St is held in a trust since August 2012.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6943 JOLEE RD, PANAMA CITY, FL 32404-4434 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2012 · Amount on File |
| Deed Sale | Aug 17, 2012 · Amount on File |
| Prior Sale | Oct 15, 2010 · Amount on File |
| Deed Document Number | 201244918 |
| Deed Book / Page | 3434 / 608 |
| Prior Transfer Date | Mar 28, 2001 |
| Prior Transfer Doc | 0000015534 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4806 E 2nd St was $1,200, up 10.1% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Parker City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,200.00 (+10.09%) | $85,404 | $86,433 Land $62,669 Building $23,764 |
| 2024 | $1,090.00 (+7.6%) | ||
| 2023 | $1,013.00 (+55.37%) | $73,338 (+14.3%) Land $52,678 Building $20,660 | $73,338 (+14.3%) Land $52,678 Building $20,660 |
| 2022 | $652.00 | $64,165 Land $47,229 Building $16,936 | $64,165 Land $47,229 Building $16,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4806 E 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 44 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (1987–2018) |
| Claims Outside the SFHA | 8 of 16 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4806 E 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARKER, CITY OF WATER SYSTEM serves 4,358 people · EPA ID FL1030520 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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