Bay County property record for 4805 E 2nd St, Panama City, FL 32404
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.262 acres (11,412 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $399 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25862-000-000 |
| Primary APN | 25862-000-000 |
|---|
| 1st Floor Area | 980 sqft |
|---|
| Lot Area | 11,412 sqft (0.262 acres) |
|---|---|
| Lot Dimensions | 133 ft deep x 86 ft wide |
| Street Address | 4805 E 2ND ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7045 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LANDER PLAT W 1/2 OF LOT 20 LESS N 40 ORB 3568 P 2381 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | LANDER PLAT |
| Legal Lot Number | 20 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 900 |
4805 E 2nd St, vacant land, is held in a trust since December 2013.
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1319 MAINE AVE, LYNN HAVEN, FL 32444-2127 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2013 |
| Deed Sale | May 17, 2013 |
| Prior Sale | Mar 8, 2013 · Amount on File |
| Deed Document Number | 201328785 |
| Deed Book / Page | 3511 / 2022 |
| Last Transfer Date | Dec 4, 2013 |
| Transfer Doc | 0035682381 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4805 E 2nd St was $399, up 10.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Parker City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 (+10.53%) | $28,446 | $28,780 Land $28,780 |
| 2024 | $361.00 (+6.49%) | ||
| 2023 | $339.00 (+54.09%) | $24,191 (+11.54%) Land $24,191 | $24,191 (+11.54%) Land $24,191 |
| 2022 | $220.00 | $21,689 Land $21,689 | $21,689 Land $21,689 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4805 E 2nd St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 44 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (1987–2018) |
| Claims Outside the SFHA | 8 of 16 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4805 E 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARKER, CITY OF WATER SYSTEM serves 4,358 people · EPA ID FL1030520 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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