Bay County property record for 4910 E 2nd St, Panama City, FL 32404
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.341 acres (14,853 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Nov 2025) |
| Tax Bill | $438 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Feb 2025 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25883-000-000 |
| Primary APN | 25883-000-000 |
|---|
| Lot Area | 14,853 sqft (0.341 acres) |
|---|---|
| Lot Dimensions | 173 ft deep x 86 ft wide |
| Street Address | 4910 E 2ND ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7046 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | PARKER PLAT ELY 1/2 OF LOT 36 DESC AS; COM AT THE NW COR OF LOT 36 TH RUN E 86.49 FOR POB TH CONT E 86.49 S 172.93 TH W 86.37 N 172.92 TO POB MAP 119D2 ORB 4753 P 2409 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | PARKER PLAT |
| Legal Lot Number | 36 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 900 |
Source: Bay County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4910 E 2ND ST, PANAMA CITY, FL 32404-7046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 14, 2024 | Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK |
| Feb 3, 2025 | Deed of Trust, Mortgage · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Nov 10, 2025 | Warranty Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP |
| Dec 31, 2024 | Warranty Deed, Transfer UNKNOWN, BURG TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Prior Sale | Dec 1, 2023 · Amount on Record |
| Deed Document Number | 202565255 |
| Deed Book / Page | 4971 / 1850 |
| Prior Transfer Date | May 13, 2016 |
| Prior Transfer Doc | 0038041844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 4910 E 2ND ST, PANAMA CITY, FL 32404-7046 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0047731379 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 4773/1379 |
| Instrument | 2024008216 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 4910 E 2ND ST, PANAMA CITY, FL 32404-7046 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 815 PLANTATION WAY, PANAMA CITY, FL 32404-8611 |
| Investor | Possibly a Property Investor |
| Document Number | 0048801506 |
|---|---|
| Date | Feb 3, 2025 |
| Book Page | 4880/1506 |
| Instrument | 2025005392 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32404 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 10, 2025 |
| Property Address | 4910 E 2ND ST, PANAMA CITY, FL 32404-7046 |
| Document Number | 0049711850 |
| Book / Page | 4971 / 1850 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 2025065255 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | CLEAR TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 815 PLANTATION WAY, PANAMA CITY, FL 32404-8611 |
| Name | Verified Name |
|---|---|
| Address | 4910 E 2ND ST, PANAMA CITY, FL 32404-7046 |
| Document Number | 0049711852 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 4971/1852 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Number | 0049711866 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 4971/1866 |
| Instrument | 2025065257 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHULA VISTA, CA 91910 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 31, 2024 |
| Property Address | 4910 E 2ND ST, PANAMA CITY, FL 32404-7046 |
| Document Number | 0048721647 |
| Book / Page | 4872 / 1647 |
| Instrument Date | Dec 30, 2024 |
| Instrument | 2024075511 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | UNKNOWN, BURG TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3413 DRAGONS RDG, P C BEACH, FL 32408-7220 |
| Name | Verified Name |
|---|---|
| Address | 815 PLANTATION WAY, PANAMA CITY, FL 32404-8611 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Parker City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $438.00 (+11.45%) | $31,331 (+11.29%) Land $31,331 | $31,331 (+11.29%) Land $31,331 |
| 2024 | $393.00 (-64.72%) | $28,152 (-64.58%) Land $28,152 | $28,152 (-64.58%) Land $28,152 |
| 2023 | $1,114.00 (+53.87%) | $79,474 (+11.54%) Land $79,474 | $79,474 (+11.54%) Land $79,474 |
| 2022 | $724.00 | $71,253 Land $71,253 | $71,253 Land $71,253 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 44 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (1987–2018) |
| Claims Outside the SFHA | 8 of 16 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARKER, CITY OF WATER SYSTEM serves 4,358 people · EPA ID FL1030520 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures