4814 William St, McHenry, IL 60051 Property Records

McHenry County property record for 4814 William St, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details1,500 sqft · built 1963
Lot Size0.325 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$162,000 (Jun 2019)
Tax Bill$4,875 (2024)
Deeds & MortgagesJul 2018 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-07-278-001

Property Details

APN / Parcel Number

Primary APN10-07-278-001

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,500 sqft Living Area
1st Floor Area1,500 sqft
Basement Area1,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleA-Frame
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area13,939 sqft (0.325 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area56 sqft

Location & Zoning

Street Address4814 WILLIAM ST
CityMCHENRY
StateIL
Zip60051-5721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0019094 LT 370 PISTAKEE HILLS UNIT 3 MEMO: SHACKLEFORD, JAIME/GARMS, ALEXANDER R III
Legal SubdivisionPISTAKEE HILLS
Legal Block278
Legal Lot Number370
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3019
Census Tract870704

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4814 WILLIAM ST, MCHENRY, IL 60051-5721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST MIDWEST BANK
Jun 26, 2019Warranty Deed, Transfer · Conventional Mortgage
BAXTER CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2019 · Amount on Record
Deed SaleJun 26, 2019 · Amount on Record
Prior SaleOct 31, 2011 · Amount on Record
Deed Document Number201919094
Prior Transfer DateJun 12, 2019
Prior Transfer Doc0000019094
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4814 WILLIAM ST, MCHENRY, IL 60051-5721
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022874
DateJul 10, 2018
Instrument2018R0022874
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressCHICAGO, IL 60631
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueJun 22, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 26, 2019
Property Address4814 WILLIAM ST, MCHENRY, IL 60051-5721
Document Number0000019094
Instrument DateJun 12, 2019
Instrument19094
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyFIRST UNITED TITLE SERVICES IN, FIRST UNITED TITLE SVCS IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$243.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4814 WILLIAM ST MCHENRY IL 600515721, MCHENRY, IL 60051-5721

Mortgage

Document Number19095
DateJun 26, 2019
Instrument19095
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,875.00$80,882 (+35.52%) Land $6,324 Building $74,558$242,646 (+35.52%) Land $18,972 Building $223,674
2022Homeowner's exemption$59,683 Land $14,628 Building $45,055$179,049 Land $43,884 Building $135,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1979–2017)
Claims Outside the SFHA1 of 16
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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