4802 William St, McHenry, IL 60051 Property Records

McHenry County property record for 4802 William St, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 1964
Lot Size	0.277 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2005)
Tax Bill	$1,362 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-07-278-008`

Property Details

APN / Parcel Number

Primary APN	`10-07-278-008`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,197 sqft (0.277 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	20 sqft
Deck Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4802 WILLIAM ST
City	MCHENRY
State	IL
Zip	60051-5721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2005R0085504 LT 375 PISTAKEE HILLS UNIT 3
Legal Subdivision	PISTAKEE HILLS
Legal Block	278
Legal Lot Number	375
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3019
Census Tract	870704

Owner

Source: McHenry County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4802 WILLIAM ST, MCHENRY, IL 60051-5721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2005 · Amount on Record
Deed Sale	Oct 11, 2005 · Amount on Record
Prior Sale	Jun 6, 1997 · Amount on Record
Deed Document Number	200585504
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jun 9, 2026
Property Address	4802 WILLIAM ST, MCHENRY, IL 60051-5721
Document Number	0000016088
Instrument Date	Jun 1, 2026
Instrument	202616088
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 WILLIAM ST, MCHENRY, IL 60051-5721
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016088,
Date	Jun 9, 2026
Instrument	202616088

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2056

Interest

Rate	7.79%
Max Rate	-1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,362.00	$74,922 (+36.13%) Land $6,324 Building $68,598	$224,766 (+36.13%) Land $18,972 Building $205,794
2022	Homeowner's exemption	$55,037 Land $14,628 Building $40,409	$165,111 Land $43,884 Building $121,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1979–2017)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20