McHenry County property record for 4806 William St, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 1,116 sqft · built 1964 |
| Lot Size | 0.296 acres (12,910 sqft) |
| Owner | Trust Name on File |
| Last Sale | $125,000 (Feb 2019) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-07-278-006 |
| Primary APN | 10-07-278-006 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| Gross Area | 2,232 sqft |
| 1st Floor Area | 1,116 sqft |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,910 sqft |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Street Address | 4806 WILLIAM ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-5721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0005011 LT 373 PISTAKEE HILLS UNIT 3 |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 07 |
| Legal Subdivision | PISTAKEE HILLS 03 |
| Legal Block | 278 |
| Legal Lot Number | 373 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 870704 |
4806 William St is held in a trust since February 2019.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4806 WILLIAM ST, MCHENRY, IL 60051-5721 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME STATE BANK NA |
| Feb 25, 2019 | Correction Deed, Transfer FIDELITY NATIONAL TITLE |
| Feb 25, 2019 | Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2019 · Amount on File |
| Deed Sale | Feb 25, 2019 · Amount on File |
| Prior Sale | Oct 9, 2007 |
| Deed Document Number | 2019R0005011 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4806 WILLIAM ST, MCHENRY, IL 60051-5721 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001293 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022R0001293 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 25, 2019 |
| Property Address | 4806 WILLIAM ST, MCHENRY, IL 60051-5721 |
| Document Number | 0000005013 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 5013 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1006 EAGLE PT MCHENRY IL 600502207, MCHENRY, IL 60050-2207 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 25, 2019 |
| Property Address | 4806 WILLIAM ST, MCHENRY, IL 60051-5721 |
| Document Number | 0000005011 |
| Map Reference | DOC361805MB14PG40 |
| Instrument Date | Feb 9, 2019 |
| Instrument | 2019R0005011 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4806 WILLIAM ST, MCHENRY, IL 60051-5721 |
| Document Number | 0000005012 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 2019R0005012 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $52,977 Land $14,628 Building $38,349 | $158,931 Land $43,884 Building $115,047 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4806 William St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1979–2017) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4806 William St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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