4804 William St, McHenry, IL 60051 Property Records

McHenry County property record for 4804 William St, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details1,028 sqft · built 1965
Lot Size0.276 acres (12,056 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Aug 2022)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-07-278-007

Property Details

APN / Parcel Number

Primary APN10-07-278-007

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,028 sqft Living Area
Gross Area2,056 sqft
1st Floor Area1,028 sqft

Exterior

Year BuiltBuilt 1965
Architectural StyleOther
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Lot Area12,056 sqft
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft

Location & Zoning

Street Address4804 WILLIAM ST
CityMCHENRY
StateIL
Zip60051-5721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0027417 LT 374 PISTAKEE HILLS UNIT 3
Legal Range09E
Legal Township45N
Legal Section07
Legal Block278
Legal Lot Number374
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3019
Census Tract870704

Owner

4804 William St is owned and occupied by an individual who bought it in August 2022.

Source: McHenry County records, as of August 7, 2023

Owner of RecordIndividual Name on File
Mailing Address4804 WILLIAM ST, MCHENRY, IL 60051-5721
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2022Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Jun 23, 2022Deed, Transfer · Commercial Mortgage
REPUBLIC BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2022 · Amount on File
Deed SaleAug 3, 2022 · Amount on File
Prior SaleJun 23, 2022 · Amount on File
Deed Document Number2022R0027417
Record UpdatedJun 7, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 3, 2022
Property Address4804 WILLIAM ST, MCHENRY, IL 60051-5721
Document Number0000027417
Map ReferenceMB 14 PG 40
Instrument DateJun 29, 2022
Instrument2022R0027417
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address36W995 RED GATE RD, 36W995, ST CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

NameVerified Name
Address4804 WILLIAM ST, MCHENRY, IL 60051-5721

Mortgage

Document Number0000027418
DateAug 3, 2022
Instrument2022R0027418
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052
Interest
Rate TypeFixed Rate
Rate5.87%

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateJun 23, 2022
Property Address4804 WILLIAM ST, MCHENRY, IL 60051-5721
Document Number0000022364
Map ReferenceDOC 361805
Instrument DateJun 7, 2022
Instrument2022R0022364
Transaction TypeTransfer
Record UpdatedJul 4, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$144.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223
InvestorPossibly a Property Investor

Mortgage

Document Number0000022365
DateJun 23, 2022
Instrument2022R0022365
Lender
NameREPUBLIC BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$50,666 Land $14,628 Building $36,038$151,998 Land $43,884 Building $108,114

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4804 William St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1979–2017)
Claims Outside the SFHA1 of 16
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4804 William St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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