Collin County property record for 481 Waters Ridge Dr, Lavon, TX 75166
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,998 sqft · built 2022 |
| Owner | Individual Name on Record |
| Tax Bill | $10,141 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-12526-00E-0210-1 |
| Primary APN | R-12526-00E-0210-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,998 sqft Living Area |
| Year Built | Built 2022 |
|---|
| Account Number | 2848321 |
|---|---|
| Street Address | 481 WATERS RIDGE DR |
| City | LAVON |
| State | TX |
| Zip | 75166-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEPOINTE PHASE IIB (CLA), BLK E, LOT 21 |
| Legal Subdivision | LAKEPOINTE PHASE IIB (CLA) |
| Legal Phase | 2B |
| Legal Block | E |
| Legal Lot Number | 21 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | NEVADA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 31201 |
Source: Collin County records, as of October 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 481 WATERS RIDGE DR, LAVON, TX 75166-1930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PLAINSCAPITAL BANK |
| Aug 21, 2023 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 |
| Deed Sale | Aug 21, 2023 |
| Deed Document Number | 2023000095466 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 481 WATERS RIDGE DR, LAVON, TX 75166-1930 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5701 TIME SQ 200, 200, AMARILLO, TX 79119-1182 |
| Document Number | 0000115824 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 20220727000115824 |
| Name | PLAINSCAPITAL BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75252 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 25, 2023 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Aug 21, 2023 |
| Property Address | 481 WATERS RIDGE DR, LAVON, TX 75166-1930 |
| Document Number | 2023000095466 |
| Map Reference | VOL 2021 PG 700 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023000095466 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 WATERS RIDGE DR, LAVON, TX 75166-1930 |
| Document Number | 2023000095467 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2023000095467 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Lavon City |
| Unified School District | Community Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $378,461 (+113.5%) Land $115,500 Building $262,961 | $378,461 (+113.5%) Land $115,500 Building $262,961 | |
| 2024 | $10,141.00 | ||
| 2023 | $177,264 Land $89,815 Building $87,449 | $177,264 Land $89,815 Building $87,449 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2015–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK SUD serves 15,822 people · EPA ID TX0430037 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Wi-Five Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures