Collin County property record for 445 Waters Ridge Dr, Lavon, TX 75166
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,189 sqft · built 2022 |
| Owner | Individual Name on File |
| Tax Bill | $8,649 (2024) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-12526-00E-0240-1 |
| Primary APN | R-12526-00E-0240-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,189 sqft Living Area |
| Year Built | Built 2022 |
|---|
| Account Number | 2848324 |
|---|---|
| Street Address | 445 WATERS RIDGE DR |
| City | LAVON |
| State | TX |
| Zip | 75166-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEPOINTE PHASE IIB (CLA), BLK E, LOT 24 |
| Legal Subdivision | LAKEPOINTE PHASE IIB (CLA) |
| Legal Phase | 2B |
| Legal Block | E |
| Legal Lot Number | 24 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | NEVADA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 31201 |
445 Waters Ridge Dr is owned and occupied by an individual who acquired it in December 2022.
Source: Collin County records, as of October 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 445 WATERS RIDGE DR, LAVON, TX 75166-1930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2022 |
| Deed Sale | Dec 29, 2022 |
| Deed Document Number | 20221229000181627 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Dec 29, 2022 |
| Property Address | 445 WATERS RIDGE DR, LAVON, TX 75166-1930 |
| Document Number | 0000181627 |
| Map Reference | VOL 2021 PG 700 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 20221229000181627 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 WATERS RIDGE DR, LAVON, TX 75166-1930 |
| Document Number | 0000181628 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 20221229000181628 |
| Name | BHOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Lavon City |
| Unified School District | Community Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $361,862 Land $105,000 Building $256,862 | $361,862 Land $105,000 Building $256,862 | |
| 2024 | $8,649.00 | ||
| 2023 | $412,131 Land $115,000 Building $297,131 | $412,131 Land $115,000 Building $297,131 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Waters Ridge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2015–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Waters Ridge Dr is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK SUD serves 15,822 people · EPA ID TX0430037 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: Frontier, Hotwire Communications, Wi-Five Broadband.
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