421 Waters Ridge Dr, Lavon, TX 75166 Property Records

Collin County property record for 421 Waters Ridge Dr, Lavon, TX 75166

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,018 sqft · built 2022
Owner	Individual Name on Record
Tax Bill	$9,024 (2024)
Deeds & Mortgages	Feb 2026 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-12526-00E-0260-1`

Property Details

APN / Parcel Number

Primary APN	`R-12526-00E-0260-1`
Alternative APN	`2848326`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,018 sqft Living Area

Exterior

Year Built	Built 2022

Location & Zoning

Account Number	2848326
Street Address	421 WATERS RIDGE DR
City	LAVON
State	TX
Zip	75166-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEPOINTE PHASE IIB (CLA), BLK E, LOT 26
Legal Subdivision	LAKEPOINTE PHASE IIB (CLA)
Legal Phase	2B
Legal Block	E
Legal Lot Number	26
Jurisdiction	COLLIN TX
Township / Civil Division	NEVADA
Census Block Group	2
Census Block	2004
Census Tract	31201

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 WATERS RIDGE DR, LAVON, TX 75166-1930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 8, 2024	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 11, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Feb 23, 2022	Vendor's Lien, Transfer · Commercial Mortgage CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2024
Deed Sale	May 8, 2024
Prior Sale	Jul 11, 2022
Deed Document Number	2024000055081
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	421 WATERS RIDGE DR, LAVON, TX 75166-1930
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 WATERS RIDGE DR, LAVON, TX 75166-1930

Mortgage

Document Number	2026000023244
Date	Feb 24, 2026
Instrument	2026000023244

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	May 8, 2024
Property Address	421 WATERS RIDGE DR, LAVON, TX 75166-1930
Document Number	2024000055081
Map Reference	VOL 2021 PG 700
Instrument Date	May 1, 2024
Instrument	2024000055081
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1336 PADE PEARL TRL, WYLIE, TX 75098

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 WATER ST, JACKSONVILLE, TX 75766-2837

Mortgage

Document Number	2024000055082
Date	May 8, 2024
Instrument	2024000055082

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

July 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jul 11, 2022
Property Address	421 WATERS RIDGE DR, LAVON, TX 75166-1930
Document Number	0000107703
Map Reference	VOL 2021 PG 700
Instrument Date	Jul 6, 2022
Instrument	20220711000107703
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 WATERS RIDGE DR, LAVON, TX 75166-1930

Mortgage

Document Number	0000107704
Date	Jul 11, 2022
Instrument	20220711000107704

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Feb 23, 2022
Property Address	421 WATERS RIDGE DR, LAVON, TX 75166-1930
Document Number	0000300790
Map Reference	VOL 2021 PG 700
Instrument Date	Feb 18, 2022
Instrument	20220223000300790
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17701 WHITE WING RD, CANYON, TX 79015-5616
Investor	Possibly a Property Investor

Mortgage

Document Number	0000300800
Date	Feb 23, 2022
Instrument	20220223000300800

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Lavon City
Unified School District	Community Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$365,171 (-7.19%) Land $105,000 Building $260,171	$365,171 (-7.19%) Land $105,000 Building $260,171
2024	$9,024.00
2023		$393,458 (+475.23%) Land $115,000 Building $278,458	$393,458 (+475.23%) Land $115,000 Building $278,458
2022		$68,400 Land $68,400	$68,400 Land $68,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK SUD serves 15,822 people · EPA ID TX0430037
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications, Wi-Five Broadband.

Nearby Properties on Waters Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures