433 Waters Ridge Dr, Lavon, TX 75166 Property Records

Collin County property record for 433 Waters Ridge Dr, Lavon, TX 75166

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,777 sqft · built 2023
Owner	Individual Name on File
Tax Bill	$7,679 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-12526-00E-0250-1`

Property Details

APN / Parcel Number

Primary APN	`R-12526-00E-0250-1`
Alternative APN	`2848325`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,777 sqft Living Area

Exterior

Year Built	Built 2023

Location & Zoning

Account Number	2848325
Street Address	433 WATERS RIDGE DR
City	LAVON
State	TX
Zip	75166-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEPOINTE PHASE IIB (CLA), BLK E, LOT 25
Legal Subdivision	LAKEPOINTE
Legal Phase	2B
Legal Block	E
Legal Lot Number	25
Jurisdiction	COLLIN TX
Township / Civil Division	NEVADA
Census Block Group	2
Census Block	2004
Census Tract	31201

Owner

433 Waters Ridge Dr is owned and occupied by an individual who acquired it in January 2024.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Mailing Address	433 WATERS RIDGE DR, LAVON, TX 75166-1930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage INTEGRITY MORTGAGE CORPORATION OF T
Sep 18, 2023	Vendor's Lien, Transfer · Commercial Mortgage CITY BANK
Dec 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2024
Deed Sale	Jan 19, 2024
Prior Sale	Sep 18, 2023
Deed Document Number	2024000006944
Record Updated	Jun 8, 2026

January 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jan 19, 2024
Property Address	433 WATERS RIDGE DR, LAVON, TX 75166-1930
Document Number	2024000006944
Map Reference	VOL 2021 PG 700
Instrument Date	Jan 18, 2024
Instrument	2024000006944
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11805 COUNTY ROAD 483, LAVON, TX 75166-1650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 WATERS RIDGE DR, LAVON, TX 75166-1930

Mortgage

Document Number	2024000006945
Date	Jan 19, 2024
Instrument	2024000006945

Lender

Name	INTEGRITY MORTGAGE CORPORATION OF T
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Sep 18, 2023
Property Address	433 WATERS RIDGE DR, LAVON, TX 75166-1930
Document Number	2023000106900
Map Reference	VOL 2021 PG 700
Instrument Date	Sep 15, 2023
Instrument	2023000106900
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11805 COUNTY ROAD 483, LAVON, TX 75166-1650
Investor	Possibly a Property Investor

Mortgage

Document Number	2023000106901
Date	Sep 18, 2023
Instrument	2023000106901

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Dec 22, 2021
Property Address	433 WATERS RIDGE DR, LAVON, TX 75166-1930
Document Number	0002576570
Map Reference	VOL 2021 PG 713
Instrument Date	Dec 20, 2021
Instrument	20211222002576570
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17701 WHITE WING RD, CANYON, TX 79015-5616

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Lavon City
Unified School District	Community Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$349,630 Land $105,000 Building $244,630	$349,630 Land $105,000 Building $244,630
2024	$7,679.00
2023		$81,650 Land $81,650	$81,650 Land $81,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Waters Ridge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Waters Ridge Dr is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK SUD serves 15,822 people · EPA ID TX0430037
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications, Wi-Five Broadband.

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