Beaufort County property record for 481 Flatwater Dr, Bluffton, SC 29910 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,761 sqft · built 2019 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | Company Name on File |
| Last Sale | $675,000 (Aug 2019) |
| Tax Bill | $4,797 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242008403 |
| Primary APN | 242008403 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,761 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,850 sqft (0.295 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 481 FLATWATER DR |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-9365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7705 HAMPTON LAKE PH 7 PB149 PG50 |
| Legal Subdivision | HAMPTON LAKE |
| Legal Phase | 7 |
| Legal Lot Number | 7705 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2103 |
Source: Beaufort County records · APN 242008403
Assessment roll updated March 12, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 481 FLATWATER DR, BLUFFTON, SC 29910-9365 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Oct 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 29, 2019 | Grant Deed, Subdivision Related Transfer · Line of Credit MORTGAGE NTWK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Aug 03, 2018 · Amount on Record |
| Deed Document Number | 201946689 |
| Deed Book / Page | 3790 / 215 |
| Prior Transfer Date | Aug 27, 2019 |
| Prior Transfer Doc | 0000055979 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 11, 2026 |
| Property Address | 481 FLATWATER DR, BLUFFTON, SC 29910-9365 |
| Document Number | 0000025935 |
| Book / Page | 4547 / 1924 |
| Instrument Date | May 27, 2026 |
| Instrument | 202625935 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust, 220 |
| Document Number | 0000025935, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 4547/1924 |
| Instrument | 202625935 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 16, 2019 |
| Property Address | 481 FLATWATER DR, BLUFFTON, SC 29910-9365 |
| Document Number | 0000055979 |
| Book / Page | 003803 / 001409 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 55979 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 481 FLATWATER DR BLUFFTON SC 299109365, BLUFFTON, SC 29910-9365 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 29, 2019 |
| Property Address | 481 FLATWATER DR, BLUFFTON, SC 29910-9365 |
| Document Number | 0000046689 |
| Book / Page | 003790 / 000215 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 46689 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,497.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 481 FLATWATER DR BLUFFTON SC 299109365, BLUFFTON, SC 29910-9365 |
| Document Number | 46690 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 003790/000218 |
| Instrument | 46690 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 28, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Beaufort County records · Assessment roll updated March 12, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,797.00 (-0.06%) | $31,050 (-14.89%) | |
| 2024 | $4,800.00 | $36,484 (-) Land $8,600 Building $27,884 | $912,100 (-) Land $215,000 Building $697,100 |
| 2023 | $4,800.00 (+9.51%) | $36,484 (+35.13%) Land $8,600 Building $27,884 | $912,100 (+35.13%) Land $215,000 Building $697,100 |
| 2022 | $4,383.00 Homeowner's exemption | $27,000 Land $4,000 Building $23,000 | $675,000 Land $100,000 Building $575,000 |
Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 407 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 407 in force |
| Wildfire Risk | Low above 7% of the US · above 2% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| Cable One | DSL | 30 / 5 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures