485 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 485 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 3,292 sqft · built 2019
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Company Names on Record
Last Sale	$1,175,000 (Jul 2022)
Tax Bill	$7,235 (2025)
Deeds & Mortgages	Jul 2019 Sale Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242008402`

Property Details

APN / Parcel Number

Primary APN	`242008402`
Alternative APN	`R614 029 000 2156 0000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,292 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,807 sqft (0.294 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	485 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7704 HAMPTON LAKE PH 7 PB149 PG50
Legal Subdivision	HAMPTON LAKE
Legal Phase	7
Legal Lot Number	7704
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	485 FLATWATER DR, BLUFFTON, SC 29910-9365
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	202241295
Deed Book / Page	4165 / 627
Last Transfer Date	Oct 20, 2023
Transfer Doc	0000049719
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 23, 2019
Property Address	485 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000038896
Book / Page	003779 / 000107
Instrument Date	Jul 9, 2019
Instrument	38896
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	485 FLATWATER DR BLUFFTON SC 299109365, BLUFFTON, SC 29910-9365

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 18, 2022
Property Address	485 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000041295
Book / Page	4165 / 627
Map Reference	MB 149 PG 50
Instrument Date	Mar 1, 2018
Instrument	2022041295
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,055.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	485 FLATWATER DR, BLUFFTON, SC 29910-9365

Mortgage

Document Number	0000041296
Date	Jul 18, 2022
Instrument	2022041296

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,235.00 (-0.06%)	$44,510 (-1.31%)
2024	$7,239.00 (-1.28%)	$45,100 (-) Land $8,600 Building $36,500	$1,127,500 (+1.33%) Land $215,000 Building $912,500
2023	$7,333.00 (+50.17%)	$45,100 (+61.07%) Land $8,600 Building $36,500	$1,112,700 (+58.96%) Land $215,000 Building $897,700
2022	$4,883.00 Homeowner's exemption	$28,000 Land $4,000 Building $24,000	$700,000 Land $100,000 Building $600,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

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