Lake County property record for 481 Claffey Dr, Polson, MT 59860 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,640 sqft · built 2003 |
| Lot Size | 0.824 acres (35,893 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $434,000 (Jun 2018) |
| Tax Bill | $4,042 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R1522249 |
| Primary APN | R1522249 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 1,640 sqft |
| Basement Area | 1,320 sqft |
| Finished Basement | 1,320 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,893 sqft (0.824 acres) |
| Terrain | Steep |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000023389 |
|---|---|
| Street Address | 481 CLAFFEY DR |
| City | POLSON |
| State | MT |
| Zip | 59860-4104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAUER HOMESITES, S10, T22 N, R20 W, LOT 3, ACRES 0.824 |
| Legal Range | 20W |
| Legal Township | 22N |
| Legal Section | 10 |
| Legal Subdivision | BAUER HOMESITES |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 940305 |
Source: Lake County records · APN R1522249
Assessment roll updated September 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 481 CLAFFEY DR, POLSON, MT 59860-4104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 02, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on Record |
| Deed Sale | Jun 27, 2018 · Amount on Record |
| Prior Sale | Jul 08, 2014 |
| Deed Document Number | 2018562898 |
| Last Transfer Date | Sep 30, 2024 |
| Transfer Doc | 0000613012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 481 CLAFFEY DR, POLSON, MT 59860-4104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 581478 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 581478 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 481 CLAFFEY DR, POLSON, MT 59860-4104 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Name | Verified Name |
|---|
| Document Number | 570051 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 570051 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Jun 27, 2018 |
| Property Address | 481 CLAFFEY DR, POLSON, MT 59860-4104 |
| Document Number | 562898 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 562898 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 481 CLAFFEY DR, 481, POLSON, MT 59860-4104 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 481 CLAFFEY DR, POLSON, MT 59860-4104 |
| Document Number | 562899 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 562899 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2038 |
Source: Lake County records · Assessment roll updated September 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Municipality | Polson City |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,042.00 (-8.43%) | $731,200 (+29.99%) | $731,200 (+29.99%) Land $123,945 Building $607,255 |
| 2023 | $4,414.00 | $562,500 | $562,500 Land $82,608 Building $479,892 |
Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 19% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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