451 Claffey Dr, Polson, MT 59860 Property Records

Lake County property record for 451 Claffey Dr, Polson, MT 59860 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2002
Square Footage	1,600 sqft Living Area
Lot Size	39,291 sqft (0.902 acres)
Occupancy	Owner Occupied
Last Sale	$364,700 (2020)
Tax Bill	$185.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R1522263`
Alternative APNs	`15-3228-10-4-18-02-0000` `0000023403`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,600 sqft Living Area
1st Floor	1,600 sqft 1st Floor
Basement Area	1,600 sqft Basement
Finished Basement	1,600 sqft Finished
Family Room	Family Room
Stories	1 Stories

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	39,291 sqft (0.902 acres)
Parking Spaces	2 Parking Spaces
Garage Area	624 sqft Garage
Deck Area	720 sqft Deck
Porch Area	36 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	0000023403
Street Address	451 CLAFFEY DR
City	POLSON
State	MT
Zip	59860-4104
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAUER HOMESITES, S10, T22 N, R20 W, LOT 2, ACRES 0.902
Legal Range	20W
Legal Township	22N
Legal Section	10
Legal Subdivision	BAUER HOMESITES
Legal Lot Number	2
Jurisdiction	LAKE MT
Minor Civil Division	FLATHEAD RESERVATION
Census Blockgroup	3
Census Block	3033
Census Tract	940305

Owner

Source: Lake County records · APN R1522263

Assessment roll updated September 16, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Veterans Administration Mortgage FIRST COMMUNITY MORTGAGE
Jan 14, 2005	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Jun 29, 2009	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Sep 22, 2015	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
May 02, 2008	Deed of Trust, Mortgage COMMUNITY BANK
Mar 21, 2008	Deed of Trust, Mortgage JOHN CROSS
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Jul 24, 2007	Deed of Trust, Mortgage COMMUNITY BANK
Aug 11, 2009	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
May 15, 2025	Deed of Trust, Mortgage · Veterans Administration Mortgage RAPID HOME LENDING INC
Apr 27, 2026	Affidavit, Transfer
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Jan 27, 2020	Warranty Deed, Transfer · Veterans Administration Mortgage FIRST HOME BANK
Jan 27, 2020	Warranty Deed, Transfer · Veterans Administration Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Deed Doc Number	2020574974
Record Refreshed	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 CLAFFEY DR, POLSON, MT 59860-4104

Mortgage

Document Number	0000609968
Date	Mar 22, 2024
Instrument	609968

Lender

Name	FIRST COMMUNITY MORTGAGE
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000454999
Date	Jan 14, 2005
Instrument	454999

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000499476
Date	Jun 29, 2009
Instrument	499476

Lender

Name	GLACIER BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2039

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000543965
Date	Sep 22, 2015
Instrument	543965

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2030

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000488955
Date	May 02, 2008
Instrument	488955

Lender

Name	COMMUNITY BANK
Type	Bank
Address	RONAN, MT 59864

Agreement

Amount	Amount Recorded

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000487801
Date	Mar 21, 2008
Instrument	487801

Lender

Name	JOHN CROSS
Type	Private Party
Address	199 CROSS COUNTRY RD, POLSON, MT 59860

Agreement

Amount	Amount Recorded
Term	30 Months
Due	Aug 31, 2010

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000582133
Date	Oct 20, 2020
Instrument	582133

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000481692
Date	Jul 24, 2007
Instrument	481692

Lender

Name	COMMUNITY BANK
Type	Bank
Address	RONAN, MT 59864

Agreement

Amount	Amount Recorded

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000500689
Date	Aug 11, 2009
Instrument	500689

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000590220
Date	Jul 16, 2021
Instrument	590220

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 CLAFFEY DR, POLSON, MT 59860-4104

Mortgage

Document Number	0000631659
Date	May 15, 2025
Instrument	631659

Lender

Name	RAPID HOME LENDING INC
Type	Mortgage Company
Address	FARMINGTON, MI 48334

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LAKE MT
Recording Date	Apr 27, 2026
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Document Number	0000638344
Instrument Date	Apr 27, 2026
Instrument	2026638344
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 CLAFFEY DR, POLSON, MT 59860-4104

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	590220
Date	Jul 16, 2021
Instrument	590220

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	582133
Date	Oct 20, 2020
Instrument	582133

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jan 27, 2020
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Document Number	574974
Instrument Date	Dec 27, 2019
Instrument	574974
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	451 CLAFFEY DR, POLSON, MT 59860-4104

Mortgage

Document Number	574975
Date	Jan 27, 2020
Instrument	574975

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jan 27, 2020
Property Address	451 CLAFFEY DR, POLSON, MT 59860-4104
Document Number	0000574974
Instrument Date	Dec 27, 2019
Instrument	574974
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	451 CLAFFEY DR, POLSON, MT 59860-4104

Mortgage

Document Number	0000574975
Date	Jan 27, 2020
Instrument	574975

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated September 16, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$185.00 Disabled Person's exemption Veteran's exemption	$713,700 (+28.92%)	$713,700 (+28.92%) Land $129,385 Building $584,315
2023	$185.00	$553,600	$553,600 Land $85,838 Building $467,762
2022	$185.00 Disabled Person's exemption Veteran's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 19% of Montana
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.