395 Claffey Dr, Polson, MT 59860 Property Records

Lake County property record for 395 Claffey Dr, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,749 sqft · built 1991
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on Record
Tax Bill	$3,086 (2026)
Deeds & Mortgages	Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R155256`

Property Details

APN / Parcel Number

Primary APN	`R155256`
Alternative APNs	`15-3228-10-4-17-01-0000` `0000003879`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,749 sqft Living Area
1st Floor Area	1,749 sqft
Basement Area	1,651 sqft
Finished Basement	1,651 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Terrain	Steep
View / Lot	Waterfront / Beach
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Deck Area	645 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000003879
Street Address	395 CLAFFEY DR
City	POLSON
State	MT
Zip	59860-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	WESTANA HOMESITES, S10, T22 N, R20 W, LOT 001, ACRES 0.8
Legal Range	20W
Legal Township	22N
Legal Section	10
Legal Subdivision	WESTANA HOMESITES
Legal Lot Number	1
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3033
Census Tract	940305

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	395 CLAFFEY DR, POLSON, MT 59860-4102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 12, 2019
Transfer Doc	567749
Record Updated	Oct 29, 2026

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Feb 13, 2019
Property Address	395 CLAFFEY DR, POLSON, MT 59860-4102
Document Number	567749
Instrument Date	Feb 12, 2019
Instrument	567749
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	395 CLAFFEY DR, POLSON, MT 59860-4102

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,086.00 (-23.04%)	$725,000 (-)
2025	$4,010.00 (-9.46%)	$725,000 (+28.43%)	$725,000 (+28.43%) Land $122,257 Building $602,743
2023	$4,429.00	$564,500	$564,500 Land $81,606 Building $482,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20