Lake County property record for 542 Claffey Dr, Polson, MT 59860
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,841 sqft · built 2021 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $78,800 (Aug 2019) |
| Tax Bill | $6,939 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R1522469 |
| Primary APN | R1522469 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,841 sqft Living Area |
| 1st Floor Area | 1,841 sqft |
| Basement Area | 1,841 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 64,904 sqft (1.49 acres) |
| Terrain | Steep |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000023542 |
|---|---|
| Street Address | 542 CLAFFEY DR |
| City | POLSON |
| State | MT |
| Zip | 59860-4133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S10, T22 N, R20 W, C.O.S. 6230, ACRES 1.49, LOT 1 |
| Legal Range | 20W |
| Legal Township | 22N |
| Legal Section | 10 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 6230 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 940305 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 542 CLAFFEY DR, POLSON, MT 59860-4133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK |
| Nov 2, 2020 | Deed of Trust, Mortgage · Construction Mortgage EAGLE BANK |
| Oct 26, 2020 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on Record |
| Deed Sale | Aug 30, 2019 · Amount on Record |
| Deed Document Number | 2019571855 |
| Last Transfer Date | Oct 23, 2020 |
| Transfer Doc | 0000582312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 542 CLAFFEY DR, POLSON, MT 59860-4133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000596388 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 596388 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | POLSON, MT 59860 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 542 CLAFFEY DR, POLSON, MT 59860-4133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000582556 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 582556 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | POLSON, MT 59860 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Oct 26, 2020 |
| Property Address | 542 CLAFFEY DR, POLSON, MT 59860-4133 |
| Document Number | 0000582312 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 582312 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1 A AVE APT 10, 10, POLSON, MT 59860-4072 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Municipality | Polson City |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,939.00 (+68.42%) | $738,700 (-) | |
| 2025 | $4,120.00 (-9.65%) | $738,700 (+26.77%) | $738,700 (+26.77%) Land $170,346 Building $568,354 |
| 2023 | $4,560.00 | $582,700 | $582,700 Land $110,159 Building $472,541 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 81% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POLSON serves 5,300 people · EPA ID MT0000308 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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