4809 Joyce Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4809 Joyce Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,040 sqft · built 2002
Lot Size	0.251 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Sep 2026)
Tax Bill	$10,025 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-382-002`

Property Details

APN / Parcel Number

Primary APN	`09-34-382-002`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,040 sqft Living Area
1st Floor Area	1,465 sqft
Basement Area	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,890 sqft (0.251 acres)
Lot Dimensions	136 ft deep x 80 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Patio Area	622 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4809 JOYCE LN
City	MCHENRY
State	IL
Zip	60050-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2010R0027180 LT 145 PARK RIDGE ESTATES PHASE 3 MEMO: SULLIVAN, MICHAEL R/BORDENARO, REBECCA L
Legal Subdivision	PARK RIDGE ESTATES PHASE 3
Legal Phase	3
Legal Lot Number	145
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3028
Census Tract	870605

Owner

Source: McHenry County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	685 LAUREL AVE, WAUCONDA, IL 60084-1158
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2026 · Amount on Record
Deed Sale	Sep 17, 2026 · Amount on Record
Prior Sale	Jun 25, 2010 · Amount on Record
Deed Document Number	202627285
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 17, 2026
Property Address	4809 JOYCE LN, MCHENRY, IL 60050-5421
Document Number	0000027285
Instrument Date	Jul 13, 2026
Instrument	202627285
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	685 LAUREL AVE, WAUCONDA, IL 60084-1158

Mortgage

Document Number	0000027286,
Date	Sep 17, 2026
Instrument	202627286

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000027287,
Date	Sep 17, 2026
Instrument	202627287

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate	25%
Max Rate	-1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,025.00	$126,516 (+20.31%) Land $17,601 Building $108,915	$379,548 (+20.31%) Land $52,803 Building $326,745
2022	Homeowner's exemption	$105,154 Land $14,629 Building $90,525	$315,462 Land $43,887 Building $271,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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