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4815 Joyce Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4815 Joyce Ln, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,426 sqft · built 2002
Lot Size0.264 acres (11,506 sqft)
Owner2 Owner Names on Record
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-34-359-026

Property Details

APN / Parcel Number

Primary APN09-34-359-026

Interior

Full Baths5 Baths
Half Baths3 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,426 sqft Living Area
Gross Area3,825 sqft
1st Floor Area1,435 sqft
Basement Area988 sqft

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area11,506 sqft
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area160 sqft
Patio Area289 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4815 JOYCE LN
CityMCHENRY
StateIL
Zip60050-5422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2013R0024620 LT 114 PARK RIDGE ESTATES PHASE 3
Legal Range08E
Legal Township45N
Legal Section34
Legal SubdivisionPARK RIDGE ESTATES
Legal Phase3
Legal Lot Number114
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3027
Census Tract870605

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4815 JOYCE LN, MCHENRY, IL 60050-5422
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleJun 26, 2002 · Amount on Record
Last Transfer DateMay 15, 2013
Transfer Doc0000024620
Record UpdatedJun 7, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4815 JOYCE LN, MCHENRY, IL 60050-5422
Document Number0000026475
Instrument DateJun 29, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4815 JOYCE LN MCHENRY IL 600505422, MCHENRY, IL 60050-5422

Mortgage

Document Number0000026475
DateJul 15, 2020
Instrument26475
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 14, 2035
Interest
Rate3.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$94,621 Land $14,629 Building $79,992$283,863 Land $43,887 Building $239,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

May also be available: Verizon.

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